A modest record — below the level that usually signals systemic problems. More recorded distress than 85% of 1-5-unit residential buildings citywide. The citywide median for 1-5-unit residential buildings is 0 penalty
points per 10 units; this building carries 12. In ZIP 11201, 70% of residential buildings hold an A and
5% grade D or F.
How grades work
this building
A
C
Among 699,345 1-5-unit residential buildings citywide · left is less recorded distress, right is more
Open with the city right now
No current HPD flags in the latest weekly snapshot: no open violations, no
pending litigation, no active vacate orders, and not in the Alternative Enforcement Program.
Patterns
No heat or hot-water complaints in the last three years.
No bedbug-infested units reported in the last three years of filings.
What 311 hears from this address
30 service requests in the last three years. Most common: Food Establishment (23) · Missed Collection (2) · Panhandling (1) · Noise (1) · Boilers (1) · Bike Rack (1).
Filed construction activity
No permitted work with a declared cost filed in the last decade. Permit
costs cover filed construction work only — they do not capture routine maintenance or repairs done
without a permit.
Rent-stabilization signals
Yes
Built before 1974 (1879)
No
Six or more residential units (5)
No
421-a / J-51 tax benefit on the current tax roll
1 of 3 signals present. Only a partial profile — stabilization is possible but less likely. The definitive answer for any unit:
request its rent history from NYS Homes & Community Renewal (free, at hcr.ny.gov).
Registered with HPD — the names behind the building
Registered owner(s)
108 MONTAGUE LLC
Head officer
ABRAHAM G GERGES
Managing agent
ABRAHAM G GERGES
Last registered
2025-08-23
as filed by the owner in the building's HPD registration
What the city thinks it's worth
Tax year
City market value
Assessed value
2025
$2,744,000
$1,234,800
2026
$3,293,000
$1,481,850
2027
$3,952,000
$1,778,400
The city's market estimate has risen
44% between tax years 2025 and 2027.
23 Food Establishment complaints to 311 at this address in the last three years (most often: Pet/Animal, Letter Grading, Kitchen/Food Prep Area) · complaints filed by the public; DOHMH investigates, outcomes aren't published.
Flood exposure
Not in the FEMA 1%-annual-chance floodplain (2015 preliminary maps).
Not in a hurricane evacuation zone.
Not in the city's stormwater (cloudburst) flood maps under any modeled scenario.
No street-flooding or sewer-backup complaints on record at this address.
Sources: FEMA flood maps (coastal), NYC DEP Stormwater Flood Maps
(cloudburst), NYC hurricane evacuation zones, and 311 records for this address.
Getting around
Subway
Borough Hall — 2 3 4 5 R · 650 ft straight-line (about a 3-minute walk) · station accessibility: partial
Bus
Nearest boarding stop: Cadman Plaza West / Tillary St — B26 B52 · 0.2 mi
Citi Bike
Montague St & Hicks St · 250 ft · station location as of 2026-09-23; live availability
Distances are straight-line, not walking routes. Transit locations from the MTA and
Citi Bike, bike facilities from NYC DOT, school zones from the DOE's 2024–25 maps.
30 311 service requests from this address in the last three years.
311 will ask for the address, the apartment if the problem is inside, and what's wrong.
Contact details are optional for most complaints; food-poisoning reports can be anonymous. Complaints
appear in the city's public 311 data, usually within a day or two, and then in the Live from 311 box
on this page.
Most recent mortgage recorded against this lot: $700,000 on
1995-10-17 (lender: Republic Bank For Savings). Face amount at recording — it may have since been paid
down, refinanced or satisfied. View the recorded
document.
Date
Record
Amount
Per res. unit
2010-10-07
Agreement $700,000 — from GERGES, ABRAHAM to HSBC BANK USA, NATIONAL ASSOCIATION
$700,000
1995-10-17
Mortgage $700,000 — from GERGES, ABRAHAM to REPUBLIC BANK FOR SAVINGS
$700,000
1990-07-31
Mortgage $450,794 — from CHRISTMAN, NSOMI; CRUM, ROSA M; CRUM, ALBERT to REPUBLIC NATIONAL BANK
$450,794
1990-07-31
Agreement $60,143 — from CHRISTMAN, NAOMI; CRUM, ALBERT; CRUM, ROSA M to MANHATTAN SAVS BANK
$60,143
1990-03-08
Mortgage $334,263 — from CRUM, ROSA M; CHRISTMAN, NAOMI; CRUM, ALBERT to WILLIAMSBURGH SAVS BANK
$334,263
1987-11-19
Mortgage $200,000 — from CHRISTMAN, NAOMI; CRUM, ALBERT; CRUM, ROSA MARIA to FREEDOM NATL BANK/NY
$200,000
1986-09-10
Mortgage $1,200,000 — from CRUM, ROSA MARIA; CRUM, ALBERT; CHRISTMAN, NAOMI to FREEDOM NAT'L BK/NY
$1,200,000
1985-12-27
Mortgage $99,000 — from CRUM, ROSA; CRUM, ALBERT to CENTRAL FUNDING COMPANY
$99,000
1985-10-24
Mortgage $50,000 — from CRUM, ROSA MARIA; CRUM, ALBERT; CHRISTMAN, NAOMI S to CENTRAL FUNDING CO
$50,000
1985-01-25
Mortgage $350,000 — from CRUM, ALBERT; CRUM, ROSA; CHRISTMAN, NAOMI S to BANCAMERICA BUSINESSCR
$350,000
1984-12-11
Mortgage $237,000 — from CRUM, ROSA MARIA; CHRISTMAN, NAOMI S; CRUM, ALBERT to LINCOLN CAPITAL CORP
$237,000
1983-10-21
Mortgage $450,000 — from CHRISTMAN, NAOMI S; CRUM, ALBERT; CRUM, MARIA ROSA to INDEPENDENCE SAVINGSBK
$450,000
Ten-year activity
20100
2017
2018
2019
2020
2021
19
2022
2023
2024
2025
2026
ConstructionEnforcementHousing & tenantsOwnership & moneyHealth & systems
Show as table
Year
Construction
Enforcement
Housing & tenants
Ownership & money
Health & systems
Total
2017
0
2
0
0
0
2
2018
0
0
1
0
1
2
2019
0
0
4
0
2
6
2020
0
0
7
0
1
8
2021
0
0
16
0
1
17
2022
3
0
14
0
2
19
2023
0
0
6
0
4
10
2024
0
0
14
0
5
19
2025
0
2
10
0
4
16
2026
0
0
7
1
3
11
This record is free. Keeping it free costs money. Servers, data pipelines, weekends. Pay what you want — a dollar helps.
2025-05-13ECB CLASS - 2 violation: WATER GAUGE GLASS:LEAKING.REM:WEILMCLAIN STEAM BOILER HAS A DEFECTIVE SPILL SWITCH AND OPENING IN BOILER ROOM WALL LEFT OF THE FLU
2025-03-08311: Food Establishment — Pet/Animal
2025-02-20311: Food Establishment — Pet/Animal
2025-02-19311: Food Establishment — Pet/Animal
2025-01-14311: Food Establishment — Pet/Animal
2024
2024-12-19311: Food Establishment — Pet/Animal
2024-12-07Bedbug filing: 0 infested units
2024-12-01311: Food Establishment — Letter Grading
2024-11-23311: Food Establishment — Pet/Animal
2024-11-20311: Food Establishment — Pet/Animal
2024-11-05311: Food Establishment — Pet/Animal
2024-10-30311: Food Establishment — Pet/Animal
2024-10-25Restaurant inspection: MONTAGUE STREET BAGELS — grade B
2024-09-27311: Food Establishment — Pet/Animal
2024-09-16Restaurant inspection: MONTAGUE STREET BAGELS
2024-04-10Restaurant inspection: MONTAGUE STREET BAGELS — grade A
2024-03-15Bedbug filing: 0 infested units
2024-03-02311: Missed Collection — Trash
2024-02-07311: Food Establishment — Letter Grading
2024-01-31Restaurant inspection: MONTAGUE STREET BAGELS · mice evidence
2024-01-11311: Missed Collection — Recycling - Paper
2023
2023-12-19311: Food Establishment — Letter Grading
2023-11-17HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2022-04-30311: Food Establishment — No Permit or License
2022-03-31Permit Sidewalk Shed — Signed-off
2022-03-31Permit Supported Scaffold — Signed-off
2022-03-29Job filed: installation of heavy duty sidewalk shed and pipe scaffolding. no change in use, occupancy or egress. work shall comply with chapter 33 of nycc.
2022-03-27Bedbug filing: 0 infested units
2022-03-27311: Food Establishment — No Permit or License
2022-03-22Boiler inspection
2022-03-03Rodent inspection: Passed
2022-03-01HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2021
2021-09-22311: Food Establishment — Letter Grading
2021-08-02311: Food Establishment — No Permit or License
2021-05-27311: Food Establishment — Letter Grading
2021-04-23Bedbug filing: 0 infested units
2021-04-12HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2021-03-06311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2021-03-04311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2021-02-28311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2021-02-04311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2021-01-21Boiler inspection
2021-01-16311: Food Establishment — Letter Grading
2020
2020-11-03311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2020-10-25311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2020-10-21311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2020-09-26311: Food Establishment — Bare Hands in Contact w/ Food
2020-08-23311: NonCompliance with Phased Reopening — Business not in compliance
2020-03-03311: Food Establishment — Letter Grading
2020-02-04Boiler inspection
2020-01-10311: Homeless Person Assistance — N/A
2019
2019-11-04311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2019-08-13311: Homeless Person Assistance — N/A
2019-03-21Boiler inspection
2019-02-26Rodent inspection: Passed
2019-02-21311: Rodent — Rat Sighting
2019-02-03311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2018
2018-12-23311: Air Quality — Air: Odor/Fumes, Restaurant (AD2)
2018-04-12Boiler inspection
2017
2017-08-16FDNY inspection (COMPLAINT)
2017-03-17FDNY inspection (SPECIAL-OTH)
2016
2016-12-16311: Consumer Complaint — Overcharge
2016-12-05311: Sanitation Condition — 15 Street Cond/Dump-Out/Drop-Off
2015-08-01311: Other Enforcement — E10 Obstruction (Street/Sidewalk)
2015-04-29311: Air Quality — Air: Odor/Fumes, Vehicle Idling (AD3)
2015-03-08311: Sidewalk Condition — Dumpster - Construction Waste
2015-02-23HPD class I: SECTION27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE ?27-2097 AND IS THER
2014
2014-06-16311: Noise — Noise: air condition/ventilation equipment (NV1)