A sustained record of distress well beyond its peers. More recorded distress than 99% of 1-5-unit residential buildings citywide. The citywide median for 1-5-unit residential buildings is 0 penalty
points per 10 units; this building carries 1002. In ZIP 11368, 62% of residential buildings hold an A and
7% grade D or F.
How grades work
this building
A
C
Among 699,345 1-5-unit residential buildings citywide · left is less recorded distress, right is more
Open with the city right now
Open HPD violations
50 total — 18 class C (immediately hazardous), 22 class B, 10 class A. Oldest open since 2024-11-13.
status snapshot refreshed weekly from HPD records
Patterns
29 heat or hot-water complaints in the last three years (winter 2024–25: 27).
No bedbug-infested units reported in the last three years of filings.
What 311 hears from this address
74 service requests in the last three years. Most common: ELECTRIC (17) · HEAT/HOT WATER (13) · UNSANITARY CONDITION (11) · Blocked Driveway (6) · Noise (6) · DOOR/WINDOW (5).
Filed construction activity
No permitted work with a declared cost filed in the last decade. Permit
costs cover filed construction work only — they do not capture routine maintenance or repairs done
without a permit.
Rent-stabilization signals
Yes
Built before 1974 (1964)
No
Six or more residential units (3)
No
421-a / J-51 tax benefit on the current tax roll
1 of 3 signals present. Only a partial profile — stabilization is possible but less likely. The definitive answer for any unit:
request its rent history from NYS Homes & Community Renewal (free, at hcr.ny.gov).
Registered with HPD — the names behind the building
Registered owner(s)
JM 99 LLC
Head officer
John Wong
Managing agent
JOHN WONG
Last registered
2025-04-04
as filed by the owner in the building's HPD registration
What the city thinks it's worth
Tax year
City market value
Assessed value
2025
$1,340,000
$80,400
2026
$1,588,000
$95,280
2027
$1,471,000
$88,260
The city's market estimate has risen
10% between tax years 2025 and 2027.
Flood exposure
Not in the FEMA 1%-annual-chance floodplain (2015 preliminary maps).
Not in a hurricane evacuation zone.
Not in the city's stormwater (cloudburst) flood maps under any modeled scenario.
1 street-flooding or sewer-backup complaints at this address since
2011 (0 in the last three years).
Sources: FEMA flood maps (coastal), NYC DEP Stormwater Flood Maps
(cloudburst), NYC hurricane evacuation zones, and 311 records for this address.
Getting around
Subway
Junction Blvd — 7 · 800 ft straight-line (about a 4-minute walk) · station accessibility: full
Bus
Nearest boarding stop: Junction Blvd / Roosevelt Av — Q72 · 850 ft
Citi Bike
39 Ave & 99 St · 100 ft · station location as of 2026-09-23; live availability
Distances are straight-line, not walking routes. Transit locations from the MTA and
Citi Bike, bike facilities from NYC DOT, school zones from the DOE's 2024–25 maps.
74 311 service requests from this address in the last three years — 13 of them about heat or hot water.
311 will ask for the address, the apartment if the problem is inside, and what's wrong.
Contact details are optional for most complaints; food-poisoning reports can be anonymous. Complaints
appear in the city's public 311 data, usually within a day or two, and then in the Live from 311 box
on this page.
Sales, deeds & mortgages
Most recent mortgage recorded against this lot: $715,000 on
2022-07-26 (lender: Flushing Bank). Face amount at recording — it may have since been paid
down, refinanced or satisfied. View the recorded
document.
Date
Record
Amount
Per res. unit
2022-07-26
Mortgage $715,000 — from JM 99 LLC to FLUSHING BANK
$715,000
2022-07-26
AL&R $715,000 — from JM 99 LLC to FLUSHING BANK
$715,000
2022-05-17
Deed $1,379,000 — from COLLADO, NANCY; COLLADO SUAREZ, NANCY to JM 99 LLC
$1,379,000
2022-04-29
Sold for $1,379,000
$1,379,000
$459,667
2002-07-11
Mortgage $10,574 — from COLLADO, NANCY to WASHINGTON MUTUAL BANK FA
$10,574
1987-04-23
Mortgage $200,000 — from RODRIQUEZ, MANUEL; RODRIQUEZ, RAMON B. to DIME SAVINGS BANK
$200,000
Ten-year activity
2001000
2017
2018
2019
2020
2021
2022
2023
107
2024
2025
2026
EnforcementHousing & tenantsOwnership & moneyHealth & systems
Show as table
Year
Enforcement
Housing & tenants
Ownership & money
Health & systems
Total
2017
0
3
1
0
4
2018
0
1
0
8
9
2019
0
1
0
0
1
2020
0
0
0
0
0
2021
0
1
0
0
1
2022
0
2
5
0
7
2023
0
4
0
0
4
2024
0
107
0
0
107
2025
2
86
0
0
88
2026
0
5
0
0
5
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HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2025-11-25HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2025-07-13HPD class B: § 27-2017.3 HMC: TRACE AND REPAIR THE SOURCE AND ABATE THE VISIBLE MOLD CONDITION... LESS THAN 10 SQUARE FEET MOLDEW AND MOISTURE AT CEILING
2025-07-13HPD class A: § 27-2017.3 HMC: TRACE AND REPAIR THE SOURCE AND ABATE THE VISIBLE MOLD CONDITION... LESS THAN 10 SQUARE FEET MOLDEW AND MOISTURE AT CEILING
2025-07-13HPD class B: § 27-2046.1 HMC: REPAIR OR REPLACE THE CARBON MONOXIDE DETECTING DEVICE(S). DEFECTIVE IN THE ENTIRE APARTMENT LOCATED AT APT 1, 2nd STORY, 1
2025-07-10311: PAINT/PLASTER — WALL
2025-07-10311: PLUMBING — WATER SUPPLY
2025-07-10311: UNSANITARY CONDITION — MOLD
2025-07-10Tenant complaint: PLUMBING — WATER SUPPLY
2025-05-20HPD class B: § 27-2005 HMC: PROPERLY REPAIR OR REPLACE THE BROKEN OR DEFECTIVE ,ELECTRIC LIGHT FIXTURE AT CEILING AT PUBLIC HALL STAIRS, 2nd STORY
2025-05-20HPD class B: § 27-2005, 2006, 2037 HMC: PROPERLY REPAIR AND ABATE UNSAFE ELECTRIC WIRING CONDITION CONSISTING OF ELECTRIC EXTENSION CORD WITH SOCKET USE
2025-05-20HPD class B: HMC ADM CODE: § 27-2017.4 ABATE THE INFESTATION CONSISTING OF MICE IN THE ENTIRE APARTMENT LOCATED AT APT 2, 2nd STORY, 1st APARTMENT FROM E
2025-05-20HPD class C: § 27-2037, 2038 HMC: PROVIDE A SAFE AND ADEQUATE SUPPLY OF ELECTRIC SERVICE TO THE FIXTURES AT ELECTRICAL OUTLETS AND LIGHT FIXTURES IN THE
2025-05-20HPD class B: HMC ADM CODE: § 27-2017.4 ABATE THE INFESTATION CONSISTING OF ROACHES IN THE ENTIRE APARTMENT LOCATED AT APT 2, 2nd STORY, 1st APARTMENT FRO
2025-04-14HPD class C: § 27-2037, 2038 HMC: PROVIDE A SAFE AND ADEQUATE SUPPLY OF ELECTRIC SERVICE TO THE FIXTURES , IN THE ENTIRE APARTMENT LOCATED AT APT 2NDFLO,
2025-02-05HPD class C: § 27-2037, 2038 HMC: PROVIDE A SAFE AND ADEQUATE SUPPLY OF ELECTRIC SERVICE TO THE FIXTURES ALL OUTLETS AND LIGHTING FIXTURES IN THE ENTIRE
2025-02-05HPD class C: § 27-2037, 2038 HMC: PROVIDE A SAFE AND ADEQUATE SUPPLY OF ELECTRIC SERVICE TO THE FIXTURES AT ALL OUTLETS AND LIGHTING FIXTURES THROUGHOUT
2025-02-02311: HEAT/HOT WATER — APARTMENT ONLY
2025-02-02Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2025-01-30311: ELECTRIC — POWER OUTAGE
2025-01-30311: HEAT/HOT WATER — APARTMENT ONLY
2025-01-30311: HEAT/HOT WATER — APARTMENT ONLY
2025-01-30Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2025-01-30Tenant complaint: ELECTRIC — POWER OUTAGE
2025-01-30Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2025-01-28311: HEAT/HOT WATER — APARTMENT ONLY
2025-01-28Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2025-01-23311: ELECTRIC — NO LIGHTING
2025-01-23311: HEAT/HOT WATER — APARTMENT ONLY
2025-01-23Tenant complaint: ELECTRIC — NO LIGHTING
2025-01-23Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2025-01-18311: Blocked Driveway — No Access
2025-01-03City emergency repair (HWO): nyc hpd emergency operations division essential service work apt # 2 install/repair w/gs throughout apt. remove all$225
2025-01-03HPD class C: § 27-2037, 2038 HMC: PROVIDE A SAFE AND ADEQUATE SUPPLY OF ELECTRIC SERVICE TO THE FIXTURES AT ALL LIGHT FIXTURES IN THE ENTIRE APARTMENT LO
2025-01-03HPD class C: § 27-2029 ADMIN. CODE: PROVIDE AN ADEQUATE SUPPLY OF HEAT FOR THE APARTMENT IN THE 1st ROOM FROM EAST AT SOUTH LOCATED AT APT 2, 2nd STORY,
2025-01-03HPD class B: HMC ADM CODE: § 27-2017.4 ABATE THE INFESTATION CONSISTING OF MICE IN THE ENTIRE APARTMENT LOCATED AT APT 2, 2nd STORY, 1st APARTMENT FROM E
2025-01-03HPD class B: HMC ADM CODE: § 27-2017.4 ABATE THE INFESTATION CONSISTING OF ROACHES IN THE ENTIRE APARTMENT LOCATED AT APT 2, 2nd STORY, 1st APARTMENT FRO
2025-01-03HPD class B: § 27-2046.1 HMC: REPAIR OR REPLACE THE CARBON MONOXIDE DETECTING DEVICE(S). DEFECTIVE IN THE ENTIRE APARTMENT LOCATED AT APT 2, 2nd STORY, 1
2025-01-03HPD class B: § 27-2005 HMC: PROPERLY REPAIR OR REPLACE THE BROKEN OR DEFECTIVE SPRING BALANCE AT LOWER WINDOW SASH AT WEST WALL IN THE 4th ROOM FROM EAST
2025-01-03HPD class C: § 27-2005 ADMIN. CODE: ABATE THE NUISANCE CONSISTING OF HOT WATER EXCEEDING THE MAXIMUM TMPERATURE OF 130 DEGREES AT ALL FIXTURES IN THE ENT
2025-01-02311: ELECTRIC — POWER OUTAGE
2025-01-02311: HEAT/HOT WATER — APARTMENT ONLY
2025-01-02311: DOOR/WINDOW — WINDOW FRAME
2025-01-02311: ELECTRIC — WIRING
2025-01-02Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2025-01-02Tenant complaint: ELECTRIC — POWER OUTAGE
2024-12-27Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2024-12-27Tenant complaint: ELECTRIC — NO LIGHTING
2024-12-23City emergency repair (OMO): at apt#2nd fl 2nd story replace spring balance with new nyc hpd emergency operations division-essential service work. at$1,025
2024-12-08HPD class A: § 27-2005 ADMIN. CODE: REPAIR THE BROKEN OR DEFECTIVE PLASTERED SURFACES AND PAINT IN UNIFORM COLOR EAST WALL IN THE 1st ROOM FROM EAST AT S
2024-12-08HPD class C: § 27-2037, 2038 HMC: PROVIDE A SAFE AND ADEQUATE SUPPLY OF ELECTRIC SERVICE TO THE FIXTURES TO ALL OUTLETS IN THE ENTIRE APARTMENT LOCATED A
2024-12-08HPD class C: § 27-2005 HMC: PROPERLY REPAIR OR REPLACE THE BROKEN OR DEFECTIVE COUNTER BALANCE, WEST 3 WINDOW LOWER SASH IN THE 5th ROOM FROM EAST AT NOR
2024-12-08HPD class B: § 27-2046.1 HMC: REPAIR OR REPLACE THE CARBON MONOXIDE DETECTING DEVICE(S). DEFECTIVE IN THE ENTIRE APARTMENT LOCATED AT APT 2NDFLO, 2nd STO
2024-12-08HPD class C: § 27-2005 HMC: PROPERLY REPAIR OR REPLACE THE BROKEN OR DEFECTIVE COUNTER BALANCE, WEST 1 WINDOW LOWER SASH IN THE 5th ROOM FROM EAST AT NOR
2024-12-08HPD class B: § 27-2005 ADMIN. CODE: PROPERLY REPAIR WITH SIMILAR MATERIAL THE BROKEN OR DEFECTIVE CAULKING AROUND PERIMETER EAST 1 AND EAST 2 WINDOW IN T
2024-12-08HPD class C: § 27-2005 HMC: PROPERLY REPAIR OR REPLACE THE BROKEN OR DEFECTIVE COUNTER BALANCE, WEST 2 WINDOW LOWER SASH IN THE 5th ROOM FROM EAST AT NOR
2024-12-08HPD class A: § 27-2005, 2006, 2037 HMC: PROPERLY REPAIR AND ABATE UNSAFE ELECTRIC WIRING CONDITION CONSISTING OF EXPOSED WIRING AT CEILING IN THE 1st ROO
2024-12-08HPD class A: § 27-2005 ADMIN. CODE: REPLACE WITH NEW THE MISSING LIGHT FIXTURE IN THE 1st ROOM FROM EAST AT NORTH LOCATED AT APT 2NDFLO, 2nd STORY, 1st A
2024-12-08HPD class C: § 27-2005 ADMIN. CODE: ABATE THE NUISANCE CONSISTING OF HOT WATER EXCEEDING MAXIMUM TEMPERATURE OF 130 DEGREES IN THE ENTIRE APARTMENT LOCAT
2024-12-08HPD class C: § 27-2029 ADMIN. CODE: PROVIDE AN ADEQUATE SUPPLY OF HEAT FOR THE APARTMENT IN THE ENTIRE APARTMENT LOCATED AT APT 2NDFLO, 2nd STORY, 1st AP
2024-12-04311: HEAT/HOT WATER — APARTMENT ONLY
2024-12-04Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2024-11-28311: HEAT/HOT WATER — APARTMENT ONLY
2024-11-28311: APPLIANCE — ELECTRIC/GAS RANGE
2024-11-28Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2024-11-28Tenant complaint: APPLIANCE — ELECTRIC/GAS RANGE
2024-11-27HPD class A: § 27-2005 ADMIN. CODE: REPAIR THE BROKEN OR DEFECTIVE PLASTERED SURFACES AND PAINT IN UNIFORM COLOR EAST WALL IN THE 1st ROOM FROM EAST AT S
2024-11-27HPD class C: § 27-2005 ADMIN. CODE: ABATE THE NUISANCE CONSISTING OF HOT WATER EXCEEDING THE MAXIMUM TEMPERATURE OF 130F DEGREES TEMPERATURE CAPTURED AT
2024-11-27HPD class B: HMC ADM CODE: § 27-2017.4 ABATE THE INFESTATION CONSISTING OF ROACHES IN THE ENTIRE APARTMENT LOCATED AT APT 2NDFLO, 2nd STORY, 1st APARTMEN
2024-11-27HPD class C: § 27-2005 HMC: PROPERLY REPAIR OR REPLACE THE BROKEN OR DEFECTIVE LOWER SASH WINDOW COUNTERBALANCE AT SECOND AND THIRD WINDOW FROM SOUTH AT
2024-11-27HPD class C: § 27-2037, 2038 HMC: PROVIDE A SAFE AND ADEQUATE SUPPLY OF ELECTRIC SERVICE TO THE FIXTURES .. IN THE ENTIRE APARTMENT LOCATED AT APT 2NDFLO
2024-11-27HPD class A: § 27-2026, 2027 HMC: PROPERLY REPAIR THE SOURCE AND ABATE THE EVIDENCE OF A WATER LEAK EAST WALL IN THE 1st ROOM FROM EAST AT SOUTH LOCATED
2024-11-27HPD class A: § 27-2005 HMC: PROPERLY REPAIR OR REPLACE THE BROKEN OR DEFECTIVE CEILING LIGHT FIXTURE IN THE 1st ROOM FROM EAST AT NORTH LOCATED AT APT 2N
2024-11-27HPD class B: § 27-2046.1 HMC: REPAIR OR REPLACE THE CARBON MONOXIDE DETECTING DEVICE(S). MISSING IN THE ENTIRE APARTMENT LOCATED AT APT 2NDFLO, 2nd STORY
2024-11-26HPD class A: § 27-2005 HMC: PROPERLY REPAIR OR REPLACE THE BROKEN OR DEFECTIVE CEILING LIGHT FIXTURE IN THE 1st ROOM FROM EAST AT NORTH LOCATED AT APT 2,
2024-11-26HPD class A: § 27-2005 ADM CODE REPLACE WITH NEW THE MISSING CLOSET DOOR IN THE 1st ROOM FROM EAST AT SOUTH LOCATED AT APT 2, 2nd STORY, 1st APARTMENT FR
2024-11-26HPD class A: § 27-2026, 2027 HMC: PROPERLY REPAIR THE SOURCE AND ABATE THE EVIDENCE OF A WATER LEAK EAST WALL IN THE 1st ROOM FROM EAST AT SOUTH LOCATED
2024-11-26HPD class A: § 27-2005 ADMIN. CODE: REPAIR THE BROKEN OR DEFECTIVE PLASTERED SURFACES AND PAINT IN UNIFORM COLOR EAST WALL IN THE 1st ROOM FROM EAST AT S
2024-11-26HPD class C: § 27-2005 HMC: PROPERLY REPAIR OR REPLACE THE BROKEN OR DEFECTIVE LOWER WINDOW SASH COUNTERBALANCE AT SECOND AND THIRD WINDOW FROM SOUTH AT
2024-11-26HPD class C: § 27-2037, 2038 HMC: PROVIDE A SAFE AND ADEQUATE SUPPLY OF ELECTRIC SERVICE TO THE FIXTURES ALL ELECTRICAL FIXTURES IN THE ENTIRE APARTMENT
2024-11-26HPD class B: § 27-2046.1 HMC: REPAIR OR REPLACE THE CARBON MONOXIDE DETECTING DEVICE(S). DEFECTIVE IN THE ENTIRE APARTMENT LOCATED AT APT 2, 2nd STORY, 1
2024-11-26HPD class B: HMC ADM CODE: § 27-2017.4 ABATE THE INFESTATION CONSISTING OF ROACHES IN THE ENTIRE APARTMENT LOCATED AT APT 2, 2nd STORY, 1st APARTMENT FRO
2024-11-26HPD class B: HMC ADM CODE: § 27-2017.4 ABATE THE INFESTATION CONSISTING OF MICE IN THE ENTIRE APARTMENT LOCATED AT APT 2, 2nd STORY, 1st APARTMENT FROM E
2024-11-26HPD class C: § 27-2043.1 HMC INSTALL THE MISSING OR REPAIR/REPLACE THE DEFECTIVE WINDOW GUARD(S) IN ACCORDANCE WITH THE SPECIFICATIONS OF THE NEW YORK CI
2024-11-24311: ELECTRIC — WIRING
2024-11-24311: DOOR/WINDOW — DOOR
2024-11-24311: ELECTRIC — NO LIGHTING
2024-11-24311: UNSANITARY CONDITION — PESTS
2024-11-24311: SAFETY — SMOKE DETECTOR
2024-11-24311: GENERAL — VENTILATION SYSTEM
2024-11-24311: PAINT/PLASTER — WINDOW/FRAME
2024-11-24311: GENERAL — BELL/BUZZER/INTERCOM
2024-11-24311: PLUMBING — BASIN/SINK
2024-11-24311: HEAT/HOT WATER — APARTMENT ONLY
2024-11-24311: ELECTRIC — NO LIGHTING
2024-11-24311: APPLIANCE — REFRIGERATOR
2024-11-24311: APPLIANCE — ELECTRIC/GAS RANGE
2024-11-24311: DOOR/WINDOW — WINDOW FRAME
2024-11-24Tenant complaint: ELECTRIC — NO LIGHTING
2024-11-17HPD class C: § 27-2005 ADMIN. CODE: REMOVE THE ILLEGAL FASTENING CONSISTING OF DOUBLE CYLINDER KEY OPERATED LOCK INSTALLED AT STREET ENTRANCE METAL SECUR
2024-11-17HPD class C: § 27-2005 ADMIN. CODE: ABATE THE NUISANCE CONSISTING OF HOT WATER EXCEEDING THE MAXIMUM ALLOWABLE TEMPERATURE OF 130 DEGREES OF FAHRENHEIT A
2024-11-17HPD class B: § 27-2046.1 HMC: REPAIR OR REPLACE THE CARBON MONOXIDE DETECTING DEVICE(S). DEFECTIVE IN THE ENTIRE APARTMENT LOCATED AT APT 2, 2nd STORY, 1
2024-11-17HPD class B: § 27-2037, 2038 HMC: PROVIDE A SAFE AND ADEQUATE SUPPLY OF ELECTRIC SERVICE TO THE FIXTURES ALL WALLS AND CEILING IN THE ENTIRE APARTMENT LO
2024-11-16311: ELECTRIC — POWER OUTAGE
2024-11-16311: HEAT/HOT WATER — APARTMENT ONLY
2024-11-16Tenant complaint: ELECTRIC — POWER OUTAGE
2024-11-16Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2024-11-14HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2024-11-13HPD class B: § 27-2046.1 HMC: REPAIR OR REPLACE THE CARBON MONOXIDE DETECTING DEVICE(S). DEFECTIVE IN THE ENTIRE APARTMENT LOCATED AT APT 2, 2nd STORY, 1
2024-11-13HPD class C: § 27-2037, 2038 HMC: PROVIDE A SAFE AND ADEQUATE SUPPLY OF ELECTRIC SERVICE TO THE FIXTURES . IN THE ENTIRE APARTMENT LOCATED AT APT 2, 2nd
2024-11-13HPD class B: HMC ADM CODE: § 27-2017.4 ABATE THE INFESTATION CONSISTING OF ROACHES IN THE ENTIRE APARTMENT LOCATED AT APT 2, 2nd STORY, 1st APARTMENT FRO
2024-11-13HPD class B: HMC ADM CODE: § 27-2017.4 ABATE THE INFESTATION CONSISTING OF MICE IN THE ENTIRE APARTMENT LOCATED AT APT 2, 2nd STORY, 1st APARTMENT FROM E
2024-11-12311: ELECTRIC — NO LIGHTING
2024-11-12311: HEAT/HOT WATER — APARTMENT ONLY
2024-11-12311: ELECTRIC — POWER OUTAGE
2024-11-12Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2024-11-12Tenant complaint: ELECTRIC — POWER OUTAGE
2024-11-12Tenant complaint: ELECTRIC — NO LIGHTING
2018-07-30311: Lead — Lead Kit Request (Residential) (L10)
2018-05-17Rodent inspection: Failed for Rat Activity
2018-04-23Rodent inspection: Failed for Rat Activity
2017
2017-09-30311: Illegal Parking — Blocked Sidewalk
2017-05-03Mortgage satisfied — from RODRIQUEZ, RAMON B.; RODRIQUEZ, MANUEL to FKA WASHINGTON MUTUAL BANK, F.A; THE DIME SAVINGS BANK OF NEW YORK, FSB; JPMORGAN CHASE BA