Building Biography

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79 Pearl Street

286Records
12City systems
0Open violations
10Penalty rate

286 recorded events, 1981–2026, from 12 city data systems. The city's paper trail here is mostly 116 311 service requests, 71 ACRIS deeds & mortgages, 18 certificates of occupancy.

BoroughManhattan 10004
Built1836
Floors4
Res. units2
ClassK4
Owner (PLUTO)46 STONE LLC C/O 46 S
BBL1000290023
BIN1000837

Full record, year by year   Support this site

GRADE B

A modest record — below the level that usually signals systemic problems. More recorded distress than 82% of 1-5-unit residential buildings citywide. The citywide median for 1-5-unit residential buildings is 0 penalty points per 10 units; this building carries 10. In ZIP 10004, 54% of residential buildings hold an A and 14% grade D or F. How grades work

this building
A
C

Among 699,345 1-5-unit residential buildings citywide · left is less recorded distress, right is more

Open with the city right now

No current HPD flags in the latest weekly snapshot: no open violations, no pending litigation, no active vacate orders, and not in the Alternative Enforcement Program.

Patterns

No heat or hot-water complaints in the last three years.

No bedbug-infested units reported in the last three years of filings.

$1,250 in enforcement penalties imposed (ECB/OATH) in the last three years.

What 311 hears from this address

81 service requests in the last three years. Most common: Noise (69) · Food Establishment (6) · Illegal Dumping (1) · Boilers (1) · Emergency Response Team (ERT) (1) · Food Poisoning (1).

Filed construction activity

No permitted work with a declared cost filed in the last decade. Permit costs cover filed construction work only — they do not capture routine maintenance or repairs done without a permit.

Rent-stabilization signals

YesBuilt before 1974 (1836)
NoSix or more residential units (2)
No421-a / J-51 tax benefit on the current tax roll

1 of 3 signals present. Only a partial profile — stabilization is possible but less likely. The definitive answer for any unit: request its rent history from NYS Homes & Community Renewal (free, at hcr.ny.gov).

What the city thinks it's worth

Tax yearCity market valueAssessed value
2025$1,740,000 $783,000
2026$1,802,000 $810,900
2027$1,959,000 $881,550

The city's market estimate has risen 13% between tax years 2025 and 2027.

Restaurants in this building

RestaurantCuisineGradeNotes
Route 66 American BBQAmericanGrade PendingMice evidence

Report to 311: Food poisoning · Food safety complaint

1 restaurant · 1 with mice evidence · See them on the Mice Map

1 food-poisoning report to 311 at this address in the last three years (0 with three or more people sick)
6 Food Establishment complaints to 311 at this address in the last three years (most often: Letter Grading, Permit/License/Certificate) · complaints filed by the public; DOHMH investigates, outcomes aren't published.

Flood exposure

Not in the FEMA 1%-annual-chance floodplain (2015 preliminary maps).

Hurricane evacuation zone 2 of 6 — zone 1 evacuates first.

Not in the city's stormwater (cloudburst) flood maps under any modeled scenario.

1 street-flooding or sewer-backup complaints at this address since 2017 (0 in the last three years).

Sources: FEMA flood maps (coastal), NYC DEP Stormwater Flood Maps (cloudburst), NYC hurricane evacuation zones, and 311 records for this address.

Getting around

SubwaySouth Ferry — 1 R W · 700 ft straight-line (about a 4-minute walk) · station accessibility: partial
Broad St — J Z · 700 ft straight-line (about a 4-minute walk) · station accessibility: none
BusNearest boarding stop: Water St / Hanover Sq — M15 SIM5 SIM15 SIM35 · 300 ft
Citi BikeBroad St & Bridge St · 400 ft · station location as of 2026-09-23; live availability
Bike facilityShared bike route mapped within 75 ft
School zones (2024–25 map)Elementary: The Peck Slip School
Middle: J.H.S. 104 Simon Baruch. Confirm with the DOE's school search.

Distances are straight-line, not walking routes. Transit locations from the MTA and Citi Bike, bike facilities from NYC DOT, school zones from the DOE's 2024–25 maps.

Report a problem to 311

79 Pearl Street

Heat or hot waterHeat or hot water
Apartment maintenanceApartment maintenance
Bed bugsBed bugs
Residential pestsResidential pests
Rats or miceRats or mice
Food poisoningFood poisoning
Food safety complaintFood safety complaint
Anything elseAnything else

81 311 service requests from this address in the last three years.

311 will ask for the address, the apartment if the problem is inside, and what's wrong. Contact details are optional for most complaints; food-poisoning reports can be anonymous. Complaints appear in the city's public 311 data, usually within a day or two, and then in the Live from 311 box on this page.

Sales, deeds & mortgages

Most recent mortgage recorded against this lot: $296,185 on 2025-11-06 (lender: Emigrant Funding Corporation). Face amount at recording — it may have since been paid down, refinanced or satisfied. View the recorded document.

DateRecordAmountPer res. unit
2025-11-06Mortgage $296,186 — from 46 STONE, LLC to EMIGRANT FUNDING CORPORATION $296,186
2025-11-06AL&R $3,500,000 — from 46 STONE, LLC to EMIGRANT FUNDING CORPORATION $3,500,000
2025-11-06Agreement $3,500,000 — from 46 STONE, LLC to EMIGRANT FUNDING CORPORATION $3,500,000
2019-10-16AL&R $3,500,000 — from 46 STONE, LLC to NEW YORK COMMUNITY BANK $3,500,000
2019-10-16Agreement $3,500,000 — from 46 STONE, LLC to NEW YORK COMMUNITY BANK $3,500,000
2019-10-16Mortgage $376,402 — from 46 STONE, LLC to NEW YORK COMMUNITY BANK $376,402
2016-01-30Mortgage $150,000 — from 46 STONE, LLC to COLONIAL AMERICAN BANK $150,000
2014-04-04Mortgage $2,266,526 — from 46 STONE, LLC to COLONIAL AMERICAN BANK $2,266,526
2014-04-04AL&R $3,300,000 — from 46 STONE, LLC to COLONIAL AMERICAN BANK $3,300,000
2014-04-04Agreement $3,300,000 — from 46 STONE, LLC to COLONIAL AMERICAN BANK $3,300,000
2014-01-13Agreement $1,033,474 — from 46 STONE, LLC to CAPITAL ONE, NATIONAL ASSOCIATION; NORTH FORK BANK $1,033,474
2003-02-25Mortgage $695,000 — from STONE EAGLE LLC to NORTH FORK BANK $695,000
2003-02-25Agreement $1,275,000 — from 46 STONE LLC to NORTH FORK BANK $1,275,000
2003-02-25Mortgage $580,000 — from 46 STONE LLC to NORTH FORK BANK $580,000
2003-02-25DEEDO $1,775,000 — from STONE EAGLE LLC to 46 STONE LLC $1,775,000

Ten-year activity

50250
2017
2018
2019
2020
2021
2022
2023
2024
43
2025
2026
ConstructionEnforcementHousing & tenantsOwnership & moneyHealth & systems
Show as table
YearConstructionEnforcementHousing & tenantsOwnership & moneyHealth & systemsTotal
2017011024
2018001124
20194019014
202010111013
2021045009
2022002013
20230560112
202400340236
202531305443
202610140217
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The full timeline

Construction 47Enforcement 32Housing & tenants 116Ownership & money 71Health & systems 20

Every one of the 286 recorded events, 1981–2026, is laid out year by year in the full report (print-ready).

Explore: ZIP 10004 · Landlord rankings · How grades work · The map · The Mice Map