A modest record — below the level that usually signals systemic problems. More recorded distress than 82% of 1-5-unit residential buildings citywide. The citywide median for 1-5-unit residential buildings is 0 penalty
points per 10 units; this building carries 10. In ZIP 10004, 54% of residential buildings hold an A and
14% grade D or F.
How grades work
this building
A
C
Among 699,345 1-5-unit residential buildings citywide · left is less recorded distress, right is more
Open with the city right now
No current HPD flags in the latest weekly snapshot: no open violations, no
pending litigation, no active vacate orders, and not in the Alternative Enforcement Program.
Patterns
No heat or hot-water complaints in the last three years.
No bedbug-infested units reported in the last three years of filings.
$1,250 in enforcement penalties imposed (ECB/OATH) in the last three years.
What 311 hears from this address
81 service requests in the last three years. Most common: Noise (69) · Food Establishment (6) · Illegal Dumping (1) · Boilers (1) · Emergency Response Team (ERT) (1) · Food Poisoning (1).
Filed construction activity
No permitted work with a declared cost filed in the last decade. Permit
costs cover filed construction work only — they do not capture routine maintenance or repairs done
without a permit.
Rent-stabilization signals
Yes
Built before 1974 (1836)
No
Six or more residential units (2)
No
421-a / J-51 tax benefit on the current tax roll
1 of 3 signals present. Only a partial profile — stabilization is possible but less likely. The definitive answer for any unit:
request its rent history from NYS Homes & Community Renewal (free, at hcr.ny.gov).
What the city thinks it's worth
Tax year
City market value
Assessed value
2025
$1,740,000
$783,000
2026
$1,802,000
$810,900
2027
$1,959,000
$881,550
The city's market estimate has risen
13% between tax years 2025 and 2027.
1 food-poisoning report to 311 at this address in the last three years (0 with three or more people sick) 6 Food Establishment complaints to 311 at this address in the last three years (most often: Letter Grading, Permit/License/Certificate) · complaints filed by the public; DOHMH investigates, outcomes aren't published.
Flood exposure
Not in the FEMA 1%-annual-chance floodplain (2015 preliminary maps).
Hurricane evacuation zone 2 of 6 — zone 1 evacuates first.
Not in the city's stormwater (cloudburst) flood maps under any modeled scenario.
1 street-flooding or sewer-backup complaints at this address since
2017 (0 in the last three years).
Sources: FEMA flood maps (coastal), NYC DEP Stormwater Flood Maps
(cloudburst), NYC hurricane evacuation zones, and 311 records for this address.
Getting around
Subway
South Ferry — 1 R W · 700 ft straight-line (about a 4-minute walk) · station accessibility: partial Broad St — J Z · 700 ft straight-line (about a 4-minute walk) · station accessibility: none
Bus
Nearest boarding stop: Water St / Hanover Sq — M15 SIM5 SIM15 SIM35 · 300 ft
Citi Bike
Broad St & Bridge St · 400 ft · station location as of 2026-09-23; live availability
Distances are straight-line, not walking routes. Transit locations from the MTA and
Citi Bike, bike facilities from NYC DOT, school zones from the DOE's 2024–25 maps.
81 311 service requests from this address in the last three years.
311 will ask for the address, the apartment if the problem is inside, and what's wrong.
Contact details are optional for most complaints; food-poisoning reports can be anonymous. Complaints
appear in the city's public 311 data, usually within a day or two, and then in the Live from 311 box
on this page.
Sales, deeds & mortgages
Most recent mortgage recorded against this lot: $296,185 on
2025-11-06 (lender: Emigrant Funding Corporation). Face amount at recording — it may have since been paid
down, refinanced or satisfied. View the recorded
document.
Date
Record
Amount
Per res. unit
2025-11-06
Mortgage $296,186 — from 46 STONE, LLC to EMIGRANT FUNDING CORPORATION
$296,186
2025-11-06
AL&R $3,500,000 — from 46 STONE, LLC to EMIGRANT FUNDING CORPORATION
$3,500,000
2025-11-06
Agreement $3,500,000 — from 46 STONE, LLC to EMIGRANT FUNDING CORPORATION
$3,500,000
2019-10-16
AL&R $3,500,000 — from 46 STONE, LLC to NEW YORK COMMUNITY BANK
$3,500,000
2019-10-16
Agreement $3,500,000 — from 46 STONE, LLC to NEW YORK COMMUNITY BANK
$3,500,000
2019-10-16
Mortgage $376,402 — from 46 STONE, LLC to NEW YORK COMMUNITY BANK
$376,402
2016-01-30
Mortgage $150,000 — from 46 STONE, LLC to COLONIAL AMERICAN BANK
$150,000
2014-04-04
Mortgage $2,266,526 — from 46 STONE, LLC to COLONIAL AMERICAN BANK
$2,266,526
2014-04-04
AL&R $3,300,000 — from 46 STONE, LLC to COLONIAL AMERICAN BANK
$3,300,000
2014-04-04
Agreement $3,300,000 — from 46 STONE, LLC to COLONIAL AMERICAN BANK
$3,300,000
2014-01-13
Agreement $1,033,474 — from 46 STONE, LLC to CAPITAL ONE, NATIONAL ASSOCIATION; NORTH FORK BANK
$1,033,474
2003-02-25
Mortgage $695,000 — from STONE EAGLE LLC to NORTH FORK BANK
$695,000
2003-02-25
Agreement $1,275,000 — from 46 STONE LLC to NORTH FORK BANK
$1,275,000
2003-02-25
Mortgage $580,000 — from 46 STONE LLC to NORTH FORK BANK
$580,000
2003-02-25
DEEDO $1,775,000 — from STONE EAGLE LLC to 46 STONE LLC
$1,775,000
Ten-year activity
50250
2017
2018
2019
2020
2021
2022
2023
2024
43
2025
2026
ConstructionEnforcementHousing & tenantsOwnership & moneyHealth & systems
Show as table
Year
Construction
Enforcement
Housing & tenants
Ownership & money
Health & systems
Total
2017
0
1
1
0
2
4
2018
0
0
1
1
2
4
2019
4
0
1
9
0
14
2020
1
0
11
1
0
13
2021
0
4
5
0
0
9
2022
0
0
2
0
1
3
2023
0
5
6
0
1
12
2024
0
0
34
0
2
36
2025
3
1
30
5
4
43
2026
1
0
14
0
2
17
This record is free. Keeping it free costs money. Servers, data pipelines, weekends. Pay what you want — a dollar helps.
2023-11-28ECB CLASS - 2 violation: FOUND ONE SLANT FIN BOILER MODEL GG275 WITH EXPOSED WIRING. THE BOILER ROOM IS BEING USED FOR STORAGE. CORRECT ALL VIOLATING CONDI$1,250
2016-11-14Mortgage assigned — from OCEANFIRST BANK to NORTHEAST BANK
2016-11-14Mortgage assigned — from OCEANFIRST BANK to NORTHEAST BANK
2016-11-14Mortgage assigned — from OCEANFIRST BANK to NORTHEAST BANK
2016-10-31Rodent inspection: Passed
2016-10-25311: Food Establishment — Food Spoiled
2016-06-04311: Street Light Condition — Street Light Out
2016-04-18Certificate of occupancy Temporary
2016-02-01DOB violation LANDMK:
2016-02-01DOB violation LANDMK:
2016-02-01DOB violation LANDMK:
2016-01-30Mortgage $150,000 — from 46 STONE, LLC to COLONIAL AMERICAN BANK$150,000
2016-01-19Certificate of occupancy Temporary
2015
2015-10-23Certificate of occupancy Temporary
2015-07-14FDNY inspection (RISK)
2015-06-17Certificate of occupancy Temporary
2015-01-07Certificate of occupancy Temporary
2014
2014-10-15Certificate of occupancy Temporary
2014-07-17Certificate of occupancy Temporary
2014-06-25311: Food Poisoning — 3 or More
2014-04-04Mortgage assigned — from CAPITAL ONE NATIONAL ASSOCIATION to COLONIAL AMERICAN BANK
2014-04-04Mortgage $2,266,526 — from 46 STONE, LLC to COLONIAL AMERICAN BANK$2,266,526
2014-04-04AL&R $3,300,000 — from 46 STONE, LLC to COLONIAL AMERICAN BANK$3,300,000
2014-04-04TL&R — from CAPITAL ONE, NATIONAL ASSOCIATION, SUCCE to 46 STONE, LLC
2014-04-04Agreement $3,300,000 — from 46 STONE, LLC to COLONIAL AMERICAN BANK$3,300,000
2014-03-07Certificate of occupancy Temporary
2014-01-13Agreement $1,033,474 — from 46 STONE, LLC to CAPITAL ONE, NATIONAL ASSOCIATION; NORTH FORK BANK$1,033,474
2014-01-03FDNY inspection (RISK)
2013
2013-12-12Certificate of occupancy Temporary
2013-09-25Certificate of occupancy Temporary
2013-05-06Permit PL — ISSUED
2013-04-30Permit EW — ISSUED
2013-03-19Job filed: INSTALL NEW KITCHEN FIRE SUPPRESSION SYSTEM ONLY AS SHOWN ON PLANS. NO CHANGE IN OCCUPANCY, USE, OR EGRESS.$3,000
2013-03-14Job filed: PA
2013-03-14Job filed: PA
2013-03-07311: Street Light Condition — Lamppost Damaged
2013-02-21Rodent inspection: Passed
2012
2012-12-18Permit PL — ISSUED
2012-10-19Permit AL — ISSUED
2012-10-10Permit PL — ISSUED
2012-10-01311: Sanitation Condition — 15 Street Cond/Dump-Out/Drop-Off
2012-09-05Job filed: INSTALL NEW EXHAUST IN CELLAR THROUGH ROOF. INSTALL SPRINKLER SYSTEM IN CELLAR, 1ST AND SECOND FLOORS.
2012-08-02Permit EQ — ISSUED
2012-08-02Permit EW — ISSUED
2012-08-02Permit EW — ISSUED
2012-06-05Job filed: INTERIOR RENOVATION TO INCLUDE,PLUMBING, MECHANICAL, STRUCTURAL DEMO, GENERAL CONSTRUCTION TO INCLUDE RELOCATING EXISTING KITCHEN AT FIRST FLOOR TO CE$100,000
2012-06-05Job filed: INTERIOR RENOVATION TO INCLUDE,PLUMBING, MECHANICAL, STRUCTURAL DEMO, GENERAL CONSTRUCTION TO INCLUDE RELOCATING EXISTING KITCHEN AT FIRST FLOOR TO CE$100,000
2012-05-10Job filed: FACADE REPAIR TO 46 STONE STREET AND 79 PEARL STREET TO CORRECT LANDMARK VIOLATION WL01-0128. NO CHANGE TO USE, EGRESS OR OCCUPANCY.$10,000
2012-05-10Permit EW — ISSUED
2012-05-10Permit EW — ISSUED
2012-05-10Permit EQ — ISSUED
2012-04-24Job filed: INTERIOR DEMOLITION AND RENOVATION TO EXISTING RESTAURANT/BAR NO CHANGE IN USE, OCCUPANCY, OR EGRESS$61,350
2012-03-02Rodent inspection: Passed
2012-02-07311: Street Condition — Blocked - Construction
2007-07-23Job filed: INSTALL RANGEHOO FIRE SUPPRESSION SYSTEM AS SHOWN ON PLAN NO CHANGE IN USE OCUPANCY OR EGRESS$3,000
2007-07-23Job filed: INSTALL RANGEHOO FIRE SUPPRESSION SYSTEM AS SHOWN ON PLAN NO CHANGE IN USE OCUPANCY OR EGRESS$3,000
2004
2004-02-13DOB violation LL6291:
2003
2003-02-25Mortgage $695,000 — from STONE EAGLE LLC to NORTH FORK BANK$695,000
2003-02-25Agreement — from STONE EAGLE LLC to NORTH FORK BANK
2003-02-25Agreement $1,275,000 — from 46 STONE LLC to NORTH FORK BANK$1,275,000
2003-02-25REL — from STONE EAGLE LLC to NORTH FORK BANK
2003-02-25REL — from STONE EAGLE LLC to NORTH FORK BANK
2003-02-25Mortgage $580,000 — from 46 STONE LLC to NORTH FORK BANK$580,000
2003-02-25DEEDO $1,775,000 — from STONE EAGLE LLC to 46 STONE LLC$1,775,000
2003-02-25AL&R — from 46 STONE LLC to NORTH FORK BANK
2002
2002-10-23Job filed: PA
2002-10-23Job filed: PA
2002-09-25ECB Non-Hazardous violation: OPERATION OF A PLACE OF ASSEMBLY WITHOUT A CURRENT PAPERMIT. NOTED: THE RESTAURANT WATERSTONE GILL HAS SEATING/ARRANGED FOR SEATIN$200
2002-08-29DOB complaint, category ?
2002-04-25Permit EW — ISSUED
2001
2001-06-15SAGE — from LANDMARKS PRESERVATION COMMISSION
2000
2000-09-19Mortgage satisfied — from HVW ENTERPRISES, INC. to KEYHAYA, ELSIE WILLIAMS; KELLEY, ELSIE AS EXECUTOR; WILLIAMS, ROBERT W.AS EXECUTOR; WILLIA
2000-09-19Mortgage assigned — from ANDOVER EQUITIES to WEBSTER EQUITIES
2000-09-19Mortgage $2,572,736 — from STONE EAGLE LLC to NORTH FORK BANK$2,572,736
2000-09-19Agreement — from STONE EAGLE LLC to NORTH FORK BANK
2000-09-19Mortgage assigned — from STONE EAGLE LLC to NORTH FORK BANK
2000-09-19Mortgage satisfied — from STONE 17, LLC to WEBSTER EQUITIES; ANDOVER EQUITIES
2000-09-19SAGE — from WEBSTER EQUITIES
2000-09-08DOB violation LANDMK:
2000-09-08DOB violation LANDMK:
2000-07-28Deed — from STONE 33, LLC to STONE EAGLE LLC
1999
1999-08-12Permit PL — ISSUED
1999-07-19Permit EW — ISSUED
1998
1998-08-13Mortgage $350,000 — from STONE 33, LLC to WEBSTER EQUITIES$350,000
1998-08-13Mortgage assigned — from STONE 33, LLC to WEBSTER EQUITIES ANDANDOVER EQUITIES
1997
1997-07-01DOB violation LL1080:
1997-04-02Deed — from ENVIRONMENTAL CONTROL BOARD DEF.; FRIEDMAN, RUSSELL ESQ. REFEREE; STONE-PEARL REALTY CORP. to STONE 33, LLC
1996
1996-10-31Mortgage assigned — from 79 PEARL ACQUISITIONCORP. to SOMF EQUITIES
1996-07-19Mortgage assigned — from WILLIAMS, ISABEL M.; KELLY, ELSIE W. to 79 PEARL ACQUISITIONCORP
1996-05-29Mortgage assigned — from STONE-PEARL REALTY CORP to 79 PEARL ST. ASSOCIATES L.P.
1996-05-29Mortgage assigned — from WAS-STEFF CORP to 79 PEARL ST. ASSOCIATES L.P.
1996-05-29Mortgage assigned — from 79 PEARL ST. ASSOCIATES L.P. to PEARL STREET FINANCIAL CORP
1996-01-02Mortgage assigned — from SELF RELIANCE (N.Y.)FEDERAL CREDIT UNION to PEARL STREET FINANCIAL CORP.
1996-01-02Mortgage assigned — from PEARL STREET FINANCIAL CORP. to WEBSTER EQUITIES
1995
1995-02-21ECB Non-Hazardous violation: PREMISES OCCUPIED CONTRARY TO C/O#91,966 APRIL 11,1988.CELLAR AREA:FR-OM:BOILER RM,STORAGE,TOILETS.TO:BOILE RM,PREP KITCHEN IN CON$1,000
1995-02-21ECB Hazardous violation: FAILURE TO MAINTAIN INTERIOR: NOTED- THE REQUIRED RATED BOILER ROOM ENCLOSURE IS BROKEN, MISSING AND DEFECTIVE CREATING A HAZARD$1,000
1995-02-21ECB Hazardous violation: FAILURE TO MAINTAIN: INTERIOR-NOTED: THE REQUIRED RATED CELLAR CEILING SEPERATION IS BROKEN, MISSING AND DEFECTIVE. THE RE$1,000
1995-02-21ECB Non-Hazardous violation: FAILURE TO MAINTAIN-INTERIOR.NOTED:THE REQUIRED RATED ENCLOSURE OF THEPUBLIC HALLWY IS BROKEN,MISSING AND DEFECTIVE CREATING A HAZ$125
1995-02-17DOB complaint, category ?
1994
1994-04-08Permit EW — ISSUED
1993
1993-07-26DOB complaint, category ?
1992
1992-07-30DOB complaint, category ?
1990
1990-08-14ECB Non-Hazardous violation: PA CONTRARY TO APPROVED PLAN WALLS & EXIT DOOR IN REAR DINING ROOM ON 1ST FLOOR NOT SHOWN ON PLAN. REMEDY AMNED PA PLANS TO SHOW C
1986
1986-09-05Mortgage $200,000 — from KUS-CUF REALTY CORP to WAS-STEFF CORP$200,000
1986-08-21Agreement — from SELF RELIANCE NY ETAL to BABIJ, JERRY; STONE-PEARL REALTY CORP
1986-08-21Mortgage $238,082 — from KUS-CUF REALTY CORP to STONE-PEARL RLTY CORP$238,082
1986-08-21Deed — from STONE-PEARL RLTY CORP. to KUS-CUF REALTY CORP.
1986-02-20Mortgage assigned — from WILLIAMS, ISABEL M.EXEC; WILLIAMS, ROBERT W EST/; WILLIAMS, ROBERT J.EXEC to WILLIAMS, ISABEL M.
1985
1985-01-08Mortgage $56,606 — from STONE-PEARL REALTY CORP. to SELF RELIANCE NY ETC.$56,606
1984
1984-10-10Agreement — from STONE-PEARL REALTY CORP. to SELF RELIANCE(NY) ETC.
1984-10-10Mortgage $90,371 — from STONE-PEARL RLTY CORP. to SELF RELIANCE (N.Y.)ETC$90,371
1984-05-14Agreement — from STONE-PEARL REALTY CORP. to SELF RELIANCE(NY)FED.ETC
1984-05-14Mortgage $84,440 — from STONE-PEARL REALTY CORP. to SELF RELIANCE(NY)FED.ETC$84,440
1982
1982-10-05Deed — from HVW ENTERPRISES INC. to HVW ASSOCIATES
1982-10-05Deed — from HVW ASSOCIATES to STONE-PEARL REALTY CORP.
1982-10-05Mortgage $100,000 — from STONE-PEARL REALTY CORP. to SELF RELIANCE N.Y. ETC.$100,000
1981
1981-02-19Deed — from HVW ENTERPRISES INC to HVW ASSOC
1981-01-19Deed — from WILLIAMS, ROBERT JAYEX; WILLIAMS, ROBERT W; KELLY, ELSIE W to HVW ENTERPRISES INC
1981-01-19Mortgage — from HVW ENTERPRISES INC to WILLIAMS, ROBERT JAYEX; WILLIAMS, ROBERT W EX; KELLY, ELSIE W EX
1981-01-19Mortgage assigned — from WILLIAMS, ROBERT JAYEX to WILLIAMS, ROBERT W; KELLY, ELSIE W; KEHYA, E WILLIAMS FKA