245 recorded events, 1989–2026, from 14 city data systems. The city's paper trail here is mostly 70 311 service requests, 32 DOB permits, 22 ACRIS deeds & mortgages.
Full record, year by year Support this site
A modest record — below the level that usually signals systemic problems. More recorded distress than 62% of 6-24-unit residential buildings citywide. The citywide median for 6-24-unit residential buildings is 16.3 penalty points per 10 units; this building carries 28.3. In ZIP 10004, 54% of residential buildings hold an A and 14% grade D or F. How grades work
Among 46,798 6-24-unit residential buildings citywide · left is less recorded distress, right is more
| Open HPD violations | 9 total — 4 class C (immediately hazardous), 0 class B, 5 class A. Oldest open since 2022-02-16. |
status snapshot refreshed weekly from HPD records
No heat or hot-water complaints in the last three years.
No bedbug-infested units reported in the last three years of filings.
$3,125 in enforcement penalties imposed (ECB/OATH) in the last three years.
14 service requests in the last three years. Most common: Food Establishment (4) · Food Poisoning (2) · Missed Collection (2) · Dead Animal (1) · Street Condition (1) · Noise (1).
$12,000 in permitted construction work filed since 2016 (3 filings with a declared cost) — a rough measure of how actively the owner maintains the building. Permit costs cover filed construction work only — they do not capture routine maintenance or repairs done without a permit.
| Yes | Built before 1974 (1920) |
| Yes | Six or more residential units (6) |
| No | 421-a / J-51 tax benefit on the current tax roll |
2 of 3 signals present. This is the classic profile of a rent-stabilized building (pre-1974, 6+ units) — many units in such buildings remain stabilized. The definitive answer for any unit: request its rent history from NYS Homes & Community Renewal (free, at hcr.ny.gov).
| Registered owner(s) | PEARL ST HOLDING, LLC |
| Head officer | JACK E LEPPER |
| Managing agent | JACK E LEPPER |
| Last registered | 2021-10-22 |
as filed by the owner in the building's HPD registration
| Tax year | City market value | Assessed value |
|---|---|---|
| 2025 | $4,629,600 | $2,083,320 |
| 2026 | $5,556,000 | $2,500,200 |
| 2027 | $5,858,000 | $2,636,100 |
The city's market estimate has risen 27% between tax years 2025 and 2027.
| Heating fuel | NATURALGAS |
| Restaurant | Cuisine | Grade | Notes |
|---|---|---|---|
| Insomnia Cookies | Bakery Products/Desserts | A | — |
| Nara | Japanese | A | — |
Report to 311: Food poisoning · Food safety complaint
2 restaurants · 0 with mice evidence · See them on the Mice Map
2 food-poisoning reports to 311 at this address in the last three years (0 with three or more people sick), shared by 2 restaurants
4 Food Establishment complaints to 311 at this address in the last three years (most often: Food Contaminated, Pet/Animal, Rodents/Insects/Garbage), shared by 2 restaurants · complaints filed by the public; DOHMH investigates, outcomes aren't published.
In the FEMA 1%-annual-chance floodplain (2015 preliminary flood maps) — lenders typically require flood insurance here.
Hurricane evacuation zone 1 of 6 — zone 1 evacuates first.
Not in the city's stormwater (cloudburst) flood maps under any modeled scenario.
No street-flooding or sewer-backup complaints on record at this address.
Sources: FEMA flood maps (coastal), NYC DEP Stormwater Flood Maps (cloudburst), NYC hurricane evacuation zones, and 311 records for this address.
| Subway | South Ferry — 1 R W · 750 ft straight-line (about a 4-minute walk) · station accessibility: partial Broad St — J Z · 850 ft straight-line (about a 4-minute walk) · station accessibility: none |
| Bus | Nearest boarding stop: Water St / Hanover Sq — M15 SIM5 SIM15 SIM35 · 250 ft |
| Citi Bike | Broad St & Bridge St · 350 ft · station location as of 2026-09-23; live availability |
| Bike facility | Shared bike route mapped within 75 ft |
| School zones (2024–25 map) | Elementary: The Peck Slip School Middle: J.H.S. 104 Simon Baruch. Confirm with the DOE's school search. |
Distances are straight-line, not walking routes. Transit locations from the MTA and Citi Bike, bike facilities from NYC DOT, school zones from the DOE's 2024–25 maps.
76 Pearl Street
| Heat or hot water | Heat or hot water |
| Apartment maintenance | Apartment maintenance |
| Bed bugs | Bed bugs |
| Residential pests | Residential pests |
| Rats or mice | Rats or mice |
| Food poisoning | Food poisoning |
| Food safety complaint | Food safety complaint |
| Anything else | Anything else |
14 311 service requests from this address in the last three years.
311 will ask for the address, the apartment if the problem is inside, and what's wrong. Contact details are optional for most complaints; food-poisoning reports can be anonymous. Complaints appear in the city's public 311 data, usually within a day or two, and then in the Live from 311 box on this page.
Most recent mortgage recorded against this lot: $2,124,142 on 2014-11-20 (lender: New York Community Bank). Face amount at recording — it may have since been paid down, refinanced or satisfied. View the recorded document.
| Date | Record | Amount | Per res. unit |
|---|---|---|---|
| 2022-01-11 | Agreement $2,685,219 — from PEARL ST HOLDING, LLC to NEW YORK COMMUNITY BANK | $2,685,219 | |
| 2014-11-20 | Mortgage $2,124,142 — from PEARL STREET HOLDING, LLC to NEW YORK COMMUNITY BANK | $2,124,142 | |
| 2014-11-20 | Agreement $3,150,000 — from PEARL STREET HOLDING, LLC to NEW YORK COMMUNITY BANK | $3,150,000 | |
| 2003-11-10 | Mortgage $332,406 — from PEARL ST. HOLDING, LLC to NEW YORK COMMUNITY BANK | $332,406 | |
| 2001-03-29 | Mortgage $495,999 — from PEARL ST HOLDING, LLC to NEW YORK COMMUNITY BANK | $495,999 | |
| 2000-01-18 | Mortgage $449,000 — from PEARL ST. HOLDING LLC to QUEENS COUNTY SAVINGS BANK | $449,000 | |
| 1995-12-15 | Mortgage $65,000 — from 76 PEARL STREET CORP. to ARMELLINO, MARGARET | $65,000 | |
| 1995-12-14 | Mortgage $140,000 — from 76 PEARL STREET CORP. to ARMELLINO, FREDERICK | $140,000 | |
| 1993-07-27 | Mortgage $30,000 — from 76 PEARL STREET CORP to WEINSTEIN, BERNICE EST/ | $30,000 |
| Year | Construction | Enforcement | Housing & tenants | Ownership & money | Health & systems | Total |
|---|---|---|---|---|---|---|
| 2017 | 1 | 1 | 4 | 0 | 2 | 8 |
| 2018 | 2 | 3 | 3 | 0 | 1 | 9 |
| 2019 | 0 | 3 | 3 | 0 | 0 | 6 |
| 2020 | 0 | 1 | 3 | 0 | 0 | 4 |
| 2021 | 0 | 6 | 3 | 0 | 2 | 11 |
| 2022 | 0 | 0 | 4 | 1 | 2 | 7 |
| 2023 | 0 | 5 | 14 | 0 | 3 | 22 |
| 2024 | 0 | 2 | 6 | 0 | 3 | 11 |
| 2025 | 4 | 1 | 7 | 0 | 4 | 16 |
| 2026 | 0 | 0 | 4 | 0 | 1 | 5 |
Every one of the 245 recorded events, 1989–2026, is laid out year by year in the full report (print-ready).
Explore: ZIP 10004 · Landlord rankings · How grades work · The map · The Mice Map