A modest record — below the level that usually signals systemic problems. More recorded distress than 62% of 6-24-unit residential buildings citywide. The citywide median for 6-24-unit residential buildings is 16.3 penalty
points per 10 units; this building carries 28.3. In ZIP 10004, 54% of residential buildings hold an A and
14% grade D or F.
How grades work
this building
A
B
C
Among 46,798 6-24-unit residential buildings citywide · left is less recorded distress, right is more
Open with the city right now
Open HPD violations
9 total — 4 class C (immediately hazardous), 0 class B, 5 class A. Oldest open since 2022-02-16.
status snapshot refreshed weekly from HPD records
Patterns
No heat or hot-water complaints in the last three years.
No bedbug-infested units reported in the last three years of filings.
$3,125 in enforcement penalties imposed (ECB/OATH) in the last three years.
What 311 hears from this address
14 service requests in the last three years. Most common: Food Establishment (4) · Food Poisoning (2) · Missed Collection (2) · Dead Animal (1) · Street Condition (1) · Noise (1).
Filed construction activity
$12,000 in permitted construction work filed since
2016 (3 filings with a declared cost) — a rough measure of how actively
the owner maintains the building. Permit costs cover filed construction work only — they do not
capture routine maintenance or repairs done without a permit.
Rent-stabilization signals
Yes
Built before 1974 (1920)
Yes
Six or more residential units (6)
No
421-a / J-51 tax benefit on the current tax roll
2 of 3 signals present. This is the classic profile of a rent-stabilized building (pre-1974, 6+ units) — many units in such buildings remain stabilized. The definitive answer for any unit:
request its rent history from NYS Homes & Community Renewal (free, at hcr.ny.gov).
Registered with HPD — the names behind the building
Registered owner(s)
PEARL ST HOLDING, LLC
Head officer
JACK E LEPPER
Managing agent
JACK E LEPPER
Last registered
2021-10-22
as filed by the owner in the building's HPD registration
What the city thinks it's worth
Tax year
City market value
Assessed value
2025
$4,629,600
$2,083,320
2026
$5,556,000
$2,500,200
2027
$5,858,000
$2,636,100
The city's market estimate has risen
27% between tax years 2025 and 2027.
2 food-poisoning reports to 311 at this address in the last three years (0 with three or more people sick), shared by 2 restaurants 4 Food Establishment complaints to 311 at this address in the last three years (most often: Food Contaminated, Pet/Animal, Rodents/Insects/Garbage), shared by 2 restaurants · complaints filed by the public; DOHMH investigates, outcomes aren't published.
Flood exposure
In the FEMA 1%-annual-chance floodplain (2015 preliminary flood
maps) — lenders typically require flood insurance here.
Hurricane evacuation zone 1 of 6 — zone 1 evacuates first.
Not in the city's stormwater (cloudburst) flood maps under any modeled scenario.
No street-flooding or sewer-backup complaints on record at this address.
Sources: FEMA flood maps (coastal), NYC DEP Stormwater Flood Maps
(cloudburst), NYC hurricane evacuation zones, and 311 records for this address.
Getting around
Subway
South Ferry — 1 R W · 750 ft straight-line (about a 4-minute walk) · station accessibility: partial Broad St — J Z · 850 ft straight-line (about a 4-minute walk) · station accessibility: none
Bus
Nearest boarding stop: Water St / Hanover Sq — M15 SIM5 SIM15 SIM35 · 250 ft
Citi Bike
Broad St & Bridge St · 350 ft · station location as of 2026-09-23; live availability
Distances are straight-line, not walking routes. Transit locations from the MTA and
Citi Bike, bike facilities from NYC DOT, school zones from the DOE's 2024–25 maps.
14 311 service requests from this address in the last three years.
311 will ask for the address, the apartment if the problem is inside, and what's wrong.
Contact details are optional for most complaints; food-poisoning reports can be anonymous. Complaints
appear in the city's public 311 data, usually within a day or two, and then in the Live from 311 box
on this page.
Sales, deeds & mortgages
Most recent mortgage recorded against this lot: $2,124,142 on
2014-11-20 (lender: New York Community Bank). Face amount at recording — it may have since been paid
down, refinanced or satisfied. View the recorded
document.
Date
Record
Amount
Per res. unit
2022-01-11
Agreement $2,685,219 — from PEARL ST HOLDING, LLC to NEW YORK COMMUNITY BANK
$2,685,219
2014-11-20
Mortgage $2,124,142 — from PEARL STREET HOLDING, LLC to NEW YORK COMMUNITY BANK
$2,124,142
2014-11-20
Agreement $3,150,000 — from PEARL STREET HOLDING, LLC to NEW YORK COMMUNITY BANK
$3,150,000
2003-11-10
Mortgage $332,406 — from PEARL ST. HOLDING, LLC to NEW YORK COMMUNITY BANK
$332,406
2001-03-29
Mortgage $495,999 — from PEARL ST HOLDING, LLC to NEW YORK COMMUNITY BANK
$495,999
2000-01-18
Mortgage $449,000 — from PEARL ST. HOLDING LLC to QUEENS COUNTY SAVINGS BANK
$449,000
1995-12-15
Mortgage $65,000 — from 76 PEARL STREET CORP. to ARMELLINO, MARGARET
$65,000
1995-12-14
Mortgage $140,000 — from 76 PEARL STREET CORP. to ARMELLINO, FREDERICK
$140,000
1993-07-27
Mortgage $30,000 — from 76 PEARL STREET CORP to WEINSTEIN, BERNICE EST/
$30,000
Ten-year activity
50250
2017
2018
2019
2020
2021
2022
22
2023
2024
2025
2026
ConstructionEnforcementHousing & tenantsOwnership & moneyHealth & systems
Show as table
Year
Construction
Enforcement
Housing & tenants
Ownership & money
Health & systems
Total
2017
1
1
4
0
2
8
2018
2
3
3
0
1
9
2019
0
3
3
0
0
6
2020
0
1
3
0
0
4
2021
0
6
3
0
2
11
2022
0
0
4
1
2
7
2023
0
5
14
0
3
22
2024
0
2
6
0
3
11
2025
4
1
7
0
4
16
2026
0
0
4
0
1
5
This record is free. Keeping it free costs money. Servers, data pipelines, weekends. Pay what you want — a dollar helps.
HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2025-11-17
HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
The full timeline
2026
2026-10-04311: Missed Collection — Trash
2026-09-12311: Illegal Parking — Blocked Sidewalk
2026-09-04311: Dirty Condition — Trash
2026-06-30Restaurant inspection: INSOMNIA COOKIES — grade A
2026-04-29HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2025
2025-11-17HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2025-10-09311: Lot Condition — Construction Debris
2025-07-10Job filed: PROPOSED INSTALLATION OF HEAVY DUTY SIDEWALK SHED FOR REMEDIAL REPAIRS AS PER PLANS. NO CHANGE IN USE OCCUPANCY OR EGRESS UNDER THIS APPLICATION. LIVE$4,000
2025-07-10Job filed: PROPOSED INSTALLATION OF PIPE SCAFFOLD FOR REMEDIAL REPAIRS AS PER PLANS. NO CHANGE IN USE OCCUPANCY OR EGRESS UNDER THIS APPLICATION.$5,000
2025-06-26Restaurant inspection: INSOMNIA COOKIES — grade A
2025-06-04HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2025-04-22Restaurant inspection: NARA — grade A
2025-04-16311: Noise — Noise: Construction Before/After Hours (NM1)
2025-03-02FDNY inspection (COMPLAINT)
2025-01-16Restaurant inspection: NARA
2024
2024-12-31Boiler inspection
2024-11-22HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2024-06-07ECB CLASS - 2 violation: FAILURE TO FILE REQUIRED ANNUAL BOILER INSPECTION REPORTS FOR LOW-PRESSURE BOILER 082264 IN ACCORDANCE WITH THE RULES OF THE DEPAR$3,125
2024-05-13311: Street Condition — Pothole
2024-04-25Restaurant inspection: INSOMNIA COOKIES — grade A
2024-04-01HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2023-11-15HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2023-03-15HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2023-02-01311: Food Poisoning — 1 or 2
2023-01-11311: Abandoned Vehicle — With License Plate
2022
2022-11-02HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2022-02-16HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2022-01-11Agreement $2,685,219 — from PEARL ST HOLDING, LLC to NEW YORK COMMUNITY BANK$2,685,219
2021
2021-09-08FDNY inspection (COM_OCPCY)
2021-09-08FDNY inspection (RISK)
2021-09-08FDNY inspection (COM_OCPCY)
2021-09-08FDNY inspection (COM_OCPCY)
2021-09-03FDNY inspection (COM_OCPCY)
2021-09-03FDNY inspection (COM_OCPCY)
2021-03-24Rodent inspection: Failed for Rat Activity
2018-10-22Job filed: Modification to existing Verizon telecommunications site. Relocate 1 antenna and install 1 antenna on existing mounts on roof. All in conformance with$3,000
2018-09-08311: Non-Emergency Police Matter — Other (complaint details)
2018-08-03311: Missed Collection (All Materials) — 1RG Missed Recycling Paper
2018-07-25FDNY inspection (STRUC_INT_3)
2018-07-24Rodent inspection: Passed
2018-07-17FDNY inspection (STRUC_INT_3)
2018-06-26FDNY inspection (RISK)
2018-03-02311: Missed Collection (All Materials) — 1RG Missed Recycling Paper
2017
2017-12-14Boiler inspection
2017-11-30311: Sanitation Condition — 15 Street Cond/Dump-Out/Drop-Off
2017-08-04311: Sanitation Condition — 15 Street Cond/Dump-Out/Drop-Off
2014-01-25311: Special Projects Inspection Team (SPIT) — Illegal Hotel Rooms In Residential Building
2014-01-25DOB complaint, category ?
2013
2013-12-17Certificate of occupancy Temporary
2013-11-01Permit AL — ISSUED
2013-09-06Certificate of occupancy Temporary
2013-07-29Job filed: REPLACEMENT OF ANTENNAS ON ROOF. INSTALLATION OF RRHS UNITS ON ROOF. ALL WORK IN COMPLIANCE WITH TPPN 5/98. NO CHANGE TO OCCUPANCY, EGRESS OR USE.$30,000
2013-02-12Job filed: REPLACEMENT OF GAS FIRED BOILER AND HOT WATER STORAGE TANK. NO CHANGE IN USE, EGRESS OR OCCUPANCY.$39,500
2013-01-17Certificate of occupancy Temporary
2013-01-02DOB complaint, category ?
2012
2012-11-12311: Food Establishment — Sewage
2012-10-16Certificate of occupancy Temporary
2012-07-17Certificate of occupancy Temporary
2012-03-02Rodent inspection: Passed
2012-02-15Permit PL — ISSUED
2011
2011-12-04311: Sanitation Condition — 15 Street Cond/Dump-Out/Drop-Off
2011-11-30311: Sanitation Condition — 15 Street Cond/Dump-Out/Drop-Off
2011-11-17311: Noise — Noise: Jack Hammering (NC2)
2011-11-10Permit AL — ISSUED
2011-11-10Permit EW — ISSUED
2011-03-10Permit EW — ISSUED
2011-03-09Permit AL — ISSUED
2011-02-14Rodent inspection: Passed
2010
2010-12-09Job filed: INSTALL NEW GAS FIRED GENERATOR ON ROOF. RELATED GAS PIPING FROM BASEMENT TO R OOF. RELATED GAS METER IN THE BASEMENT. NO CHANGE IN USE, EGRESS OR OCC$16,000
2010-12-09Job filed: INSTALLING TELECOMMUNICATIONS CABINETS, RELATED DUNNAGE & RELATED ANTENNAS ON ROOF IN CONFORMANCE WITH TPPN #5/98. NO CHANGE IN USE, EGRESS OR OCC$75,000
2010-11-12Agreement — from NEW YORK COMMUNITY BANK to NYSMSA LIMITED PARTNERSHIP D/B/A VERIZON
2010-06-08Job filed: HEREWITH FILING PLAN SHEET M-100.00 TO REPLACE HVAC CONDENSING UINIT AS PART OF EXISITNG SPLIT SYSTEM.FILED IN CONJUNCTION WITH A1# 101306604. NO CHAN$7,500
2010-01-20Rodent inspection: Passed
2009
2009-12-07Rodent inspection: Passed
2009-09-23Permit EW — ISSUED
2009-09-23Permit EQ — ISSUED
2009-08-27Permit EQ — ISSUED
2009-08-26Permit EW — ISSUED
2009-06-24Job filed: INTERIOR RENOVATION FOR 1ST FLOOR SRORE, REPLACE FLOOR AND WALL TILES IN DINNING AREA. REPAIR DAMAGED STORE FRONT. NO CHANGE IN USE, EGRESS OR OCCUPAN$12,000
2009-06-24Job filed: INTERIOR RENOVATION FOR 1ST FLOOR SRORE, REPLACE FLOOR AND WALL TILES IN DINNING AREA. REPAIR DAMAGED STORE FRONT. NO CHANGE IN USE, EGRESS OR OCCUPAN$12,000
2008
2008-10-29ECB CLASS - 1 violation: FAILURE TO MAINTAIN SAFETY EQUIPMENT MEASURES NO GUARD RAILS. LOCATION NOTED: EXPOSURE #3, 1ST FLR RESTAURANT CONCRETED PLATFORM W$2,400
2008-10-29DOB complaint, category ?
2007
2007-02-13DOB complaint, category ?
2004
2004-11-05Permit EQ — ISSUED
2004-11-01Job filed: INSTALLATION OF A HEAVY DUTY SIDEWALK SHED,15',DURING FACADE REPAIR. NO CHANGES IN USE, EGRESS, OR OCCUPANCY. SHED TO COMPLY WITH LL33/91 AND TPPN 9/9
2003
2003-11-10Agreement — from NEW YORK COMMUNITY BANK to PEARL ST. HOLDING, LLC
2003-11-10Mortgage $332,406 — from PEARL ST. HOLDING, LLC to NEW YORK COMMUNITY BANK$332,406
2001
2001-03-29Agreement — from NEW YORK COMMUNITY BANK to PEARL ST HOLDING, LLC
2001-03-29Mortgage $495,999 — from PEARL ST HOLDING, LLC to NEW YORK COMMUNITY BANK$495,999
2001-02-27DOB violation LL6291:
2000
2000-02-22Permit PL — ISSUED
2000-02-16DOB complaint, category ?
2000-01-18Mortgage $449,000 — from PEARL ST. HOLDING LLC to QUEENS COUNTY SAVINGS BANK$449,000
2000-01-18DOB complaint, category ?
1999
1999-10-19DOB complaint, category ?
1999-10-13Permit EW — ISSUED
1999-10-07DOB complaint, category ?
1999-10-07Permit PL — ISSUED
1999-09-15Permit EW — ISSUED
1999-09-15Permit EQ — ISSUED
1999-09-15Permit EW — ISSUED
1999-08-26Permit EW — ISSUED
1999-07-15Mortgage satisfied — from 76 PEARL STREET CORP. to ARMELLINO, MARGARET
1999-07-15Mortgage satisfied — from 76 PEARL STREET CORP. to ARMELLINO, FREDERICK
1999-07-15Deed — from 76 PEARL ST. CORP. to PEARL ST. HOLDING, LLC
1999-03-25Mortgage satisfied — from 76 PEARL STREET CORP. to WEINSTEIN, BERNICE EST/
1999-03-16DOB violation LL6291:
1999-03-16DOB violation LL6291:
1999-03-12DTL — from BANK OF NEW YORK
1999-02-12DOB complaint, category ?
1999-02-12DOB complaint, category ?
1999-01-08Permit AL — ISSUED
1998
1998-06-19Permit PL — ISSUED
1998-05-20Permit AL — ISSUED
1997
1997-12-18ECB Non-Hazardous violation: FAILURE TO MAINTAIN BUILDING. DEFECT IS: HOLES IN CEILING LOCATION: CELLAR "FRONT". REMEDY: MAKE ALL NECESSARY REPAIR.$180
1997-12-18ECB Non-Hazardous violation: OCCUPANCY CONTRARY TO THAT ALLOWED BY THE CERTIFICATE OF OCCUPANCY #70050. FROM LEGAL USE: RESTAURANT 1ST FLOOR. TO ILLEGAL USE: T$800
1997-12-18ECB Non-Hazardous violation: WORK WITHOUT A PERMIT. WORK NOTED: INSTALLED PARTITION TO CREATE TWO STORES LOCATION: 1ST FLOOR. REMEDY: OBTAIN ALL NECESSARY WORK
1997-12-17DOB complaint, category ?
1997-09-29ECB Non-Hazardous violation: WORK WITHOUT A PERMIT. WORK NOTED: NEW SUSPENDED CEILING. AND ROLL DOWN GATE. LOCATION: STREET LEVEL. SEE VIOLATION #021095C101PR0$350
1997-09-16DOB violation LL6291:
1997-09-16DOB violation LL6291:
1997-02-10DOB violation LL6291:
1997-02-10DOB violation LL6291:
1996
1996-06-12TLS — from BANK OF NEW YORK; BANK OF NEW YORK to BANK OF NEW YORK; BANK OF NEW YORK
1996-06-12TLS — from BANK OF NEW YORK; BANK OF NEW YORK to BANK OF NEW YORK; BANK OF NEW YORK
1995
1995-12-15Mortgage $65,000 — from 76 PEARL STREET CORP. to ARMELLINO, MARGARET$65,000
1995-12-14Mortgage $140,000 — from 76 PEARL STREET CORP. to ARMELLINO, FREDERICK$140,000
1995-08-29DOB violation LL6291:
1995-08-29DOB violation LL6291:
1995-02-10ECB Hazardous violation: PREMISES OCCUPIED CONTRARY TO DEPT OF BLDGS RECORDS.C OF O#79.1979.FROM;FIRST STORY EATING+DRINKING ESTABLISHED.FROM VACANT 2FL TH
1995-02-10ECB Non-Hazardous violation: WORK WITHOUT A PERMIT--NOTED: NEW SUSPENDED CEILING. MODIFICATION TOSPRINKLER SUSTEM. STEEL SECURITY ROLL DOWN GATE INTERIOR DE$350
1994
1994-03-18DOB violation LL6291:
1994-03-18DOB violation LL6291:
1993
1993-08-30DOB complaint, category ?
1993-07-27Mortgage $30,000 — from 76 PEARL STREET CORP to WEINSTEIN, BERNICE EST/$30,000
1993-07-27Deed — from WEINSTEIN, BERNICE LWT; WEINSTEIN, ASHERANC-ADM to 76 PEARL STREET CORP
1993-03-18DOB violation LL6291:
1993-03-18DOB violation LL6291:
1991
1991-02-19CTOR — from WEINSTEIN,BERNICE EST/RP; DEPARTMENT OF HPD RESP; WEINSTEIN, ASHER PR-RESP; DELANEY, CHAR
1990
1990-01-02DOB violation B: 4A
1989
1989-01-11ECB Non-Hazardous violation: ALTERED BUILDING OCCUPIED WITHOUT A VALID CERTIFICATE OF OCCUPANCY AS A EATING & DRINKING ESTAB @ 2 STY ALTERATION 315/79 REMEDY D$250