The city's published records show little recorded distress here in the last three years. More recorded distress than 79% of 1-5-unit residential buildings citywide. The citywide median for 1-5-unit residential buildings is 0 penalty
points per 10 units; this building carries 3.3. In ZIP 11201, 70% of residential buildings hold an A and
5% grade D or F.
How grades work
this building
A
C
Among 699,345 1-5-unit residential buildings citywide · left is less recorded distress, right is more
Open with the city right now
No current HPD flags in the latest weekly snapshot: no open violations, no
pending litigation, no active vacate orders, and not in the Alternative Enforcement Program.
Patterns
No heat or hot-water complaints in the last three years.
No bedbug-infested units reported in the last three years of filings.
What 311 hears from this address
7 service requests in the last three years. Most common: Illegal Parking (5) · Sidewalk Condition (2).
Filed construction activity
$220,000 in permitted construction work filed since
2016 (3 filings with a declared cost) — a rough measure of how actively
the owner maintains the building. Permit costs cover filed construction work only — they do not
capture routine maintenance or repairs done without a permit.
Rent-stabilization signals
Yes
Built before 1974 (1920)
No
Six or more residential units (3)
No
421-a / J-51 tax benefit on the current tax roll
1 of 3 signals present. Only a partial profile — stabilization is possible but less likely. The definitive answer for any unit:
request its rent history from NYS Homes & Community Renewal (free, at hcr.ny.gov).
Registered with HPD — the names behind the building
Registered owner(s)
55 BERGEN ST LLC
Head officer
FRANK DEFALCO
Managing agent
TREZZA MGMT INC.
Last registered
2025-09-03
as filed by the owner in the building's HPD registration
What the city thinks it's worth
Tax year
City market value
Assessed value
2025
$2,220,000
$999,000
2026
$2,544,000
$1,144,800
2027
$2,982,000
$1,341,900
The city's market estimate has risen
34% between tax years 2025 and 2027.
Flood exposure
Not in the FEMA 1%-annual-chance floodplain (2015 preliminary maps).
Hurricane evacuation zone 5 of 6 — zone 1 evacuates first.
Not in the city's stormwater (cloudburst) flood maps under any modeled scenario.
No street-flooding or sewer-backup complaints on record at this address.
Sources: FEMA flood maps (coastal), NYC DEP Stormwater Flood Maps
(cloudburst), NYC hurricane evacuation zones, and 311 records for this address.
Getting around
Subway
Bergen St — F G · 200 ft straight-line (about a 1-minute walk) · station accessibility: none Hoyt-Schermerhorn Sts — A C G · 0.3 mi straight-line (about an 8-minute walk) · station accessibility: none
Bus
Nearest boarding stop: Smith St / Bergen St — B57 B65 · 250 ft
Citi Bike
Bergen St & Smith St · 200 ft · station location as of 2026-09-23; live availability
Distances are straight-line, not walking routes. Transit locations from the MTA and
Citi Bike, bike facilities from NYC DOT, school zones from the DOE's 2024–25 maps.
7 311 service requests from this address in the last three years.
311 will ask for the address, the apartment if the problem is inside, and what's wrong.
Contact details are optional for most complaints; food-poisoning reports can be anonymous. Complaints
appear in the city's public 311 data, usually within a day or two, and then in the Live from 311 box
on this page.
Most recent mortgage recorded against this lot: $2,000,000 on
2016-09-30 (lender: Investors Bank), covering 7 lots — the amount covers all of them. Face amount at recording — it may have since been paid
down, refinanced or satisfied. View the recorded
document.
Date
Record
Amount
Per res. unit
2016-09-30
Mortgage $2,000,000 — from 65 BERGEN, LLC; BERGEN STREET HOLDING LLC to INVESTORS BANK
$2,000,000
2016-09-30
Agreement $14,000,000 — from BERGEN STREET HOLDING LLC; 65 BERGEN, LLC to INVESTORS BANK
$14,000,000
2016-09-30
AL&R $14,000,000 — from BERGEN STREET HOLDING LLC to INVESTORS BANK
$14,000,000
2014-01-14
AL&R $12,000,000 — from 61 BERGEN STREET LLC; 63 BERGEN LLC; 55 BERGEN STREET LLC; INVISIBLE DOG HOLDINGS LLC; 57 to JORALEMON ASSOCIATES LLC
$12,000,000
2014-01-14
Mortgage $12,000,000 — from INVISIBLE DOG HOLDINGS LLC; 65 BERGEN LLC; 63 BERGEN LLC; 57 BERGEN LLC; 55 BERGEN STREET to JORALEMON ASSOCIATES LLC
$12,000,000
2014-01-14
RPTT&RET $1,003,500 — from JORALEMON ASSOCIATES LLC to DEFALCO, FRANK
$1,003,500
2000-10-25
Mortgage $650,000 — from 55 BERGEN ST LLC to ZORBAS, GEORGE
$650,000
1984-12-12
Mortgage $93,000 — from ZORBAS, GEORGE to INDEPENDENCE SAVS BANK
$93,000
Ten-year activity
1050
2017
2018
2019
2020
2021
2022
2023
2024
6
2025
2026
EnforcementHousing & tenantsHealth & systems
Show as table
Year
Enforcement
Housing & tenants
Health & systems
Total
2017
0
1
0
1
2018
0
2
0
2
2019
2
2
0
4
2020
0
4
1
5
2021
0
1
0
1
2022
0
2
0
2
2023
0
1
0
1
2024
0
4
0
4
2025
0
5
1
6
2026
0
2
0
2
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2025-03-12311: Illegal Parking — Blocked Bike Lane
2025-03-12311: Illegal Parking — Blocked Bike Lane
2024
2024-12-19Bedbug filing: 0 infested units
2024-10-30311: Illegal Parking — Blocked Bike Lane
2024-04-16Bedbug filing: 0 infested units
2024-04-09HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2019-10-10311: Illegal Parking — Blocked Bike Lane
2019-10-07FDNY inspection (COM_OCPCY)
2018
2018-11-25311: Damaged Tree — Tree Trunk Split
2018-07-08311: Water System — Hydrant Defective (WC2)
2017
2017-10-16311: Lead — Lead Kit Request (Residential) (L10)
2016
2016-12-22311: General Construction/Plumbing — Failure To Maintain
2016-12-22DOB complaint, category ?
2016-12-21ECB CLASS - 2 violation: FAILURE TO MAINTAIN BLDG IN CODE COMPLIANT MANNER:NO FIRE STOPPING PERBC 712.3;27-345 OBSERVED: @TIME OF INSPECTION FIRE STOPPING $500
2016-12-21ECB CLASS - 2 violation: FAILURE TO MAINTAIN ADEQUATE HOUSEKEEPING PER SECTION REQUIREMENTS OBSERVED:@TIME OF INSPECTION EXCESSIVE AMOUNT OF ART SUPPLIES/M$500
2016-12-20ECB CLASS - 2 violation: FAILURE TO COMPLY W/THE COMM'S ORDER CONTAINED IN NOV #35197371Z ISSUED ON 08/15/16 & TO FILE A C OF C PURSUANT TO 28-201.1;28-204$800
2016-11-16DOB violation AEUHAZ1: FAILURE TO CERTIFY CORRECTION ON IMMEDIATELY HAZARDOUS (CLASS 1) ECB VIOLATION
2016-09-30Mortgage assigned — from BERGEN STREET MORTGAGE HOLDINGS, LLC to INVESTORS BANK
2016-09-30Mortgage $2,000,000 — from 65 BERGEN, LLC; BERGEN STREET HOLDING LLC to INVESTORS BANK$2,000,000
2016-09-30TL&R — from 55 BERGEN STREET, LLC; 65 BERGEN LLC; INVISIBLE DOG HOLDINGS LLC; 63 BERGEN LLC; 57 BERGEN to BERGEN STREET MORTGAGE HOLDINGS, LLC
2016-09-30Agreement $14,000,000 — from BERGEN STREET HOLDING LLC; 65 BERGEN, LLC to INVESTORS BANK$14,000,000
2016-09-30Deed — from 55 BERGEN STREET, LLC to BERGEN STREET HOLDING LLC
2016-09-30AL&R $14,000,000 — from BERGEN STREET HOLDING LLC to INVESTORS BANK$14,000,000
2016-09-28Deed transfer (nominal price)
2016-08-16311: Miscellaneous Categories — Inspection Work Order (DOB)
2016-08-16DOB complaint, category ?
2016-08-15311: General Construction/Plumbing — Egress - Doors Locked/Blocked/Improper/No Secondary Means
2016-08-15311: General Construction/Plumbing — Failure To Maintain
2016-08-15311: General Construction/Plumbing — Egress - Doors Locked/Blocked/Improper/No Secondary Means
2016-08-15DOB complaint, category ?
2016-08-15DOB complaint, category ?
2016-08-15ECB CLASS - 2 violation: WORK DOES NOT CONFORM TO APPROVED PLANS. NOTED: CONSTRUCTION WORK UNDER APPLICATION# 321355065-OT W/ NEW SHEETROCK PARTITIONS TO C
2016-08-15DOB complaint, category ?
2016-08-15ECB CLASS - 1 violation: OCCUPANCY CONTRARY TO C OF O &/OR DOB RECORDS. NOTED: @ CELLAR LEVEL FOUND LEGAL OPEN SPACE INSTALLED W/ NEW FULL HEIGHT SHEETROCK$1,200
2016-08-15ECB CLASS - 2 violation: FAILURE TO MAINTAIN BLDG. NOTED: @ CELLAR & 1ST FLR, FOUND ALL WOOD FLR JOISTS OPEN, MISSING FIRE PROTECTION. NO SPRINKLER SYSTEM $500
2016-08-01FDNY inspection (STRUC_INT)
2016-04-01Permit PL — ISSUED
2016-03-30311: Lead — Lead Kit Request (Residential) (L10)
2016-03-21Job filed: MECHANICAL AND PLUMBING CHANGES RELATED TO INTERIOR TENANT FIT-OUT ON THE 1ST FLOOR AND CELLAR LEVEL; RELATED WORK AS PER PLANS FILED HEREWITH. NO CHA$55,000
2016-03-21Job filed: INTERIOR ARCHITECTURAL CHANGES FOR RETAIL TENANT FIT-OUT ON THE 1ST FLOOR AND CELLAR LEVEL; RELATED WORK AS PER PLANS FILED HEREWITH. NO CHANGE IN BUI$150,000
2016-03-21Job filed: STRUCTURAL MODIFICATIONS RELATED TO INTERIOR TENANT FIT-OUT ON THE 1ST FLOOR AND CELLAR LEVEL; RELATED WORK AS PER PLANS FILED HEREWITH. NO CHANGE IN $15,000
2016-03-21Permit EW — ISSUED
2016-03-21Permit EW — ISSUED
2016-03-21Permit EW — ISSUED
2016-01-29Mortgage assigned — from JORALEMON ASSOCIATES, LLC to BERGEN STREET MORTGAGE HOLDINGS, LLC
2015
2015-10-07HPD class I: SECTION27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE ?27-2097 AND IS THER
2015-02-13Job filed: APPLICATION FILED TO INSTALL TEMPORARY WOOD CONSTRUCTION FENCE ALONG 25LIN.FT. OF FRONTAGE. JOB FILED IN CONJUNCTION WITH JOB#:321024609. NO CHANGE TO
2015-02-13Permit EQ — ISSUED
2015-01-22Permit EW — ISSUED
2014
2014-12-03Job filed: NEW STOREFRONT, INTERIOR PARTITIONS AS NOTED IN PLANS. NO CHANGE IN USE, EGRESS, OR OCCUPANCY.$35,000
2014-01-14AL&R $12,000,000 — from 61 BERGEN STREET LLC; 63 BERGEN LLC; 55 BERGEN STREET LLC; INVISIBLE DOG HOLDINGS LLC; 57 to JORALEMON ASSOCIATES LLC$12,000,000
2014-01-14Mortgage $12,000,000 — from INVISIBLE DOG HOLDINGS LLC; 65 BERGEN LLC; 63 BERGEN LLC; 57 BERGEN LLC; 55 BERGEN STREET to JORALEMON ASSOCIATES LLC$12,000,000
2014-01-14RPTT&RET $1,003,500 — from JORALEMON ASSOCIATES LLC to DEFALCO, FRANK$1,003,500
2013
2013-10-24Mortgage satisfied — from 55 BERGEN STREET, LLC to ZORBAS, GEORGE
2011
2011-11-28311: Taxi Complaint — Driver Complaint
2011-07-14311: For Hire Vehicle Complaint — Driver Complaint
2010
2010-04-21311: Emergency Response Team (ERT) — After Hours Work - Illegal
2010-04-21DOB complaint, category ?
2005
2005-02-15Tenant complaint: HEATING — HEAT RELATED
2001
2001-06-01Permit PL — ISSUED
2001-05-29DOB violation C: WORK WITHOUT A PERMIT. WORK NOTED: MASONRY WALL CONSTRUCTED FRONT OF PREMISES, FROM 1ST TO 2ND STORY. NEW BEAMS AND PARTITIONS CO
2001-05-29ECB Non-Hazardous violation: WORK WITHOUT A PERMIT-WORK NOTED-MASONARY WALL CONSTRUCTED FRONT OF PREMISES, FROM 1ST TO 2ND STORY. NEW BEEMS & PARTITIONS CONSTR
2001-05-29DOB violation C: WORK WITHOUT A PERMIT. WORK NOTED: MASONRY WALL CONDTRUCTED FRONT OF N PREMISES, FROM 1ST TO 2ND STORY. NEW BEAMS & PARTITIONS CONS
2001-04-12Permit EW — ISSUED
2001-04-12Permit EW — ISSUED
2000
2000-12-15Job filed: Relocate non bearing partitions, replace plumbing fixtures, install gas risers, This application replaces 300134049 for work on the first floor and ad$50,000
2000-12-15Job filed: Relocate non bearing partitions, replace plumbing fixtures, install gas risers, This application replaces 300134049 for work on the first floor and ad$50,000
2000-10-25Deed — from ZORBAS, GEORGE to 55 BERGEN ST LLC
2000-10-25Mortgage $650,000 — from 55 BERGEN ST LLC to ZORBAS, GEORGE$650,000
2000-10-25Mortgage satisfied — from ZORBAS, GEORGE to INDEPENDENCE SAVINGSBANK
1999
1999-06-14ECB Non-Hazardous violation: WORK WITHOUT A PERMIT. WORK NOTED: EXTERIOR 1) MASONRY ENCLOSURE WALLCONSTRUCTED FRONT OF PREMISES FROM 1ST TO 2ND STORY. 2) NEW $500
1995
1995-09-11ECB Non-Hazardous violation: WORK WITHOUT A PERMIT.(1)EXTERIOR MASONARY WALL CONSTRUCTED IN FORNT FROMM 1ST TO 2ND STORY.(2)NEW PARTITIONS CONSTRUCTED AND PART$350
1994
1994-04-25ECB Non-Hazardous violation: WORK WITHOUT A PERMIT. OPENING CREATED THRU PARTY WALL WITH 57 BERGEN ST. AT FIRST STORY TO COMBINE 55 & 57 BERGEN ST REMEDY: OBTA$350
1991
1991-09-10ECB Non-Hazardous violation: WORK WITHOUT A PERMIT 1)EXTERIOR MASONERYENCLOSURE WALT OCNSTIN FRONT OF PREMISES FROW 1ST TO 2ND STY 2)NEW WOOD FLOOR BEAMS +PART$285
1990
1990-02-20Agreement — from INDEPENDENCE SAVINGSBK to ZORBAS, GEORGE
1989
1989-03-16DOB complaint, category ?
1984
1984-12-12Deed — from COBSLOPE ASSOC to ZORBAS, GEORGE
1984-12-12Mortgage $93,000 — from ZORBAS, GEORGE to INDEPENDENCE SAVS BANK$93,000
1983
1983-09-23Deed — from ZHM REALTY CORP to COBSLOPE ASSOCIATES
1983-08-22Deed — from ATLANTIC SPICE CORP to ZHM REALTY CORP
1983-08-22Mortgage satisfied — from ATLANTIC SPICE CORP to MALATZKY, WILLIAM ADM OF
1970
1970-07-02Mortgage — from ATLANTIC SPICE CORP to MALATSKY WILLIAM J DECD; MALATSKY WILLIAM
1970-07-02Deed — from MALATSKY WILLIAM; MALATSKY WILLIAM J DECD to ATLANTIC SPICE CORP