A modest record — below the level that usually signals systemic problems. More recorded distress than 84% of 6-24-unit residential buildings citywide. The citywide median for 6-24-unit residential buildings is 16.3 penalty
points per 10 units; this building carries 115. In ZIP 10458, 34% of residential buildings hold an A and
24% grade D or F.
How grades work
this building
A
B
C
Among 46,798 6-24-unit residential buildings citywide · left is less recorded distress, right is more
Open with the city right now
Open HPD violations
7 total — 5 class C (immediately hazardous), 0 class B, 2 class A. Oldest open since 2022-07-31.
status snapshot refreshed weekly from HPD records
Patterns
3 heat or hot-water complaints in the last three years (winter 2023–24: 2 · winter 2026–27: 1). Repeated winter clusters suggest a chronic heating problem.
2
’23–24
1
’26–27
No bedbug-infested units reported in the last three years of filings.
$3,125 in enforcement penalties imposed (ECB/OATH) in the last three years.
What 311 hears from this address
26 service requests in the last three years. Most common: Noise (17) · Dirty Condition (3) · Illegal Parking (3) · HEAT/HOT WATER (1) · Residential Disposal Complaint (1) · Sanitation Worker or Vehicle Complaint (1).
Filed construction activity
$645,000 in permitted construction work filed since
2016 (3 filings with a declared cost) — a rough measure of how actively
the owner maintains the building. Permit costs cover filed construction work only — they do not
capture routine maintenance or repairs done without a permit.
Rent-stabilization signals
Yes
Built before 1974 (1915)
Yes
Six or more residential units (6)
No
421-a / J-51 tax benefit on the current tax roll
2 of 3 signals present. This is the classic profile of a rent-stabilized building (pre-1974, 6+ units) — many units in such buildings remain stabilized. The definitive answer for any unit:
request its rent history from NYS Homes & Community Renewal (free, at hcr.ny.gov).
Registered with HPD — the names behind the building
Registered owner(s)
E 205th Street LLC
Head officer
AVRAHAM GLATTMAN
Managing agent
1st American Properties
Last registered
2025-08-26
as filed by the owner in the building's HPD registration
What the city thinks it's worth
Tax year
City market value
Assessed value
2025
$841,200
$378,540
2026
$879,000
$395,550
2027
$1,055,000
$474,750
The city's market estimate has risen
25% between tax years 2025 and 2027.
Building systems
Heating fuel
NO2FUEL
Flood exposure
Not in the FEMA 1%-annual-chance floodplain (2015 preliminary maps).
Not in a hurricane evacuation zone.
Not in the city's stormwater (cloudburst) flood maps under any modeled scenario.
No street-flooding or sewer-backup complaints on record at this address.
Sources: FEMA flood maps (coastal), NYC DEP Stormwater Flood Maps
(cloudburst), NYC hurricane evacuation zones, and 311 records for this address.
Getting around
Subway
Bedford Park Blvd — B D · 800 ft straight-line (about a 4-minute walk) · station accessibility: full
Bus
Nearest boarding stop: Grand Concourse / E 206 St — Bx1 Bx2 · 600 ft
Citi Bike
E Mosholu Pkwy & E 204 St · 450 ft · station location as of 2026-09-23; live availability
Distances are straight-line, not walking routes. Transit locations from the MTA and
Citi Bike, bike facilities from NYC DOT, school zones from the DOE's 2024–25 maps.
26 311 service requests from this address in the last three years — 1 of them about heat or hot water.
311 will ask for the address, the apartment if the problem is inside, and what's wrong.
Contact details are optional for most complaints; food-poisoning reports can be anonymous. Complaints
appear in the city's public 311 data, usually within a day or two, and then in the Live from 311 box
on this page.
Most recent mortgage recorded against this lot: $331,000 on
2023-10-20 (lender: Broadview Capital LLC). Face amount at recording — it may have since been paid
down, refinanced or satisfied. View the recorded
document.
Date
Record
Amount
Per res. unit
2023-10-20
AL&R $1,700,000 — from E 205 STREET LLC to BROADVIEW CAPITAL LLC
$1,700,000
2023-10-20
Agreement $1,700,000 — from E 205 STREET LLC to BROADVIEW CAPITAL LLC
$1,700,000
2023-10-20
Mortgage $331,000 — from E 205 STREET LLC to BROADVIEW CAPITAL LLC
$331,000
2021-12-10
Mortgage $100,000 — from E 205 STREET LLC to BAYPORT FUNDING LLC
$100,000
2021-11-16
Mortgage $65,000 — from E 205 STREET LLC to BAYPORT FUNDING LLC
$65,000
2021-04-26
Mortgage $250,000 — from E 205 STREET LLC to BAYPORT FUNDING LLC
$250,000
2021-04-26
AL&R $250,000 — from E 205 STREET LLC to BAYPORT FUNDING LLC
$250,000
2020-10-13
Deed $1,060,000 — from CIACCIO, WILLIAM to E 205 STREET LLC
$1,060,000
2020-10-13
Mortgage $954,000 — from E 205 STREET LLC to BAYPORT FUNDING LLC
$954,000
2020-09-18
Sold for $1,060,000
$1,060,000
$176,667
Ten-year activity
50250
2017
2018
2019
2020
2021
39
2022
2023
2024
2025
2026
ConstructionEnforcementHousing & tenantsOwnership & moneyHealth & systems
Show as table
Year
Construction
Enforcement
Housing & tenants
Ownership & money
Health & systems
Total
2017
0
0
2
0
2
4
2018
0
1
0
0
4
5
2019
0
0
1
0
1
2
2020
5
2
2
4
0
13
2021
5
0
4
5
0
14
2022
2
1
34
1
1
39
2023
0
3
4
13
1
21
2024
2
1
13
0
1
17
2025
0
2
14
0
1
17
2026
0
0
18
0
0
18
This record is free. Keeping it free costs money. Servers, data pipelines, weekends. Pay what you want — a dollar helps.
HPD class C: § 27-2037, 2038 HMC: PROVIDE A SAFE AND ADEQUATE SUPPLY OF ELECTRIC SERVICE TO THE FIXTURES IN THE ENTIRE APARTMENT LOCATED AT APT 3, 3rd ST
2026-10-06
HPD class C: § 27-2005 ADM CODE REPLACE WITH NEW THE MISSING ENTRANCE DOOR TO BUILDING
2026-10-06
HPD class C: § 27-2031 ADM CODE PROVIDE HOT WATER AT ALL HOT WATER FIXTURES IN THE ENTIRE APARTMENT LOCATED AT APT 3, 3rd STORY, 1st APARTMENT FROM EAST
2026-10-06
HPD class C: § 27-2005 HMC: PROPERLY REPAIR OR REPLACE THE BROKEN OR DEFECTIVE LOCK ASSEMBLY AT DOOR IN THE ENTRANCE LOCATED AT APT 3, 3rd STORY, 1st APA
2026-10-06
HPD class C: § 27-2033 ADM CODE PROVIDE READY ACCESS TO BUILDINGS HEATING SYSTEM DOOR LOCK
311: Sanitation Worker or Vehicle Complaint — Unsafe Driving
2026-04-21
Eviction executed (B2)
2026-03-04
311: Noise - Residential — Loud Music/Party
2026-02-18
Bedbug filing: 0 infested units
2026-02-18
Bedbug filing: 0 infested units
2026-01-12
311: Noise - Residential — Loud Music/Party
2026-01-08
311: Noise - Residential — Loud Music/Party
2025-12-15
311: Noise - Residential — Loud Music/Party
2025-11-14
DOB violation LBLVIO: VIOLATION ISSUED-FAILURE TO FILE 2024 EXTERNAL LOW PRESSURE INSPECTION
2025-10-28
311: Noise - Residential — Loud Music/Party
2025-10-28
311: Noise - Residential — Loud Music/Party
2025-10-21
311: Noise - Residential — Loud Music/Party
The full timeline
2026
2026-10-06HPD class C: § 27-2037, 2038 HMC: PROVIDE A SAFE AND ADEQUATE SUPPLY OF ELECTRIC SERVICE TO THE FIXTURES IN THE ENTIRE APARTMENT LOCATED AT APT 3, 3rd ST
2026-10-06HPD class C: § 27-2005 ADM CODE REPLACE WITH NEW THE MISSING ENTRANCE DOOR TO BUILDING
2026-10-06HPD class C: § 27-2031 ADM CODE PROVIDE HOT WATER AT ALL HOT WATER FIXTURES IN THE ENTIRE APARTMENT LOCATED AT APT 3, 3rd STORY, 1st APARTMENT FROM EAST
2026-10-06HPD class C: § 27-2005 HMC: PROPERLY REPAIR OR REPLACE THE BROKEN OR DEFECTIVE LOCK ASSEMBLY AT DOOR IN THE ENTRANCE LOCATED AT APT 3, 3rd STORY, 1st APA
2026-10-06HPD class C: § 27-2033 ADM CODE PROVIDE READY ACCESS TO BUILDINGS HEATING SYSTEM DOOR LOCK
2025-07-01ECB CLASS - 2 violation: FAILURE TO FILE REQUIRED ANNUAL BOILER INSPECTION REPORTS FOR LOW-PRESSURE BOILER 20000069136Y0001 IN ACCORDANCE WITH THE RULES OF$3,125
2025-02-06Bedbug filing: 0 infested units
2025-02-04Eviction executed (1)
2025-01-28Bedbug filing: 0 infested units
2024
2024-12-27HPD class A: § 27-2013 ADM CODE PAINT WITH LIGHT COLORED PAINT TO THE SATISFACTION OF THIS DEPARTMENT THE CEILING AT PUBLIC HALL, 3rd STORY
2024-12-27HPD class B: § 27-2005 ADM CODE PROPERLY REPAIR WITH SIMILAR MATERIAL THE BROKEN OR DEFECTIVE FIRE RETARDANT MATERIAL AT CEILING AT PUBLIC HALL, 3rd STOR
2024-12-27HPD class B: § 27-2005 ADM CODE REPAIR THE ROOF SO THAT IT WILL NOT LEAK OVER CEILING AT PUBLIC HALL, 3rd STORY
2024-12-19Bedbug filing: 0 infested units
2024-11-22HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2024-05-14311: Noise — Noise: air condition/ventilation equipment (NV1)
2024-05-09311: Residential Disposal Complaint — Trash or Recycling Not Secure
2024-04-16HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2024-04-08Job filed: Filed to obtain Certificate of Occupancy for 207 East 205th Street BIN 2092511, work performed under BIS job 240283313.$100
2024-04-08Job filed: Filed to obtain Certificate of Occupancy for 209 East 205th Street BIN 2092510, work performed under BIS job 240283304.$100
2024-04-02HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2024-02-10311: HEAT/HOT WATER — APARTMENT ONLY
2024-02-10Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2023
2023-11-16HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2023-11-16HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2023-10-20Mortgage assigned — from BAYPORT FUNDING LLC to BROADVIEW CAPITAL LLC, ISAOA/ATIMA
2023-10-20TL&R — from BAYPORT FUNDING LLC to E 205 STREET LLC
2023-10-20AL&R $1,700,000 — from E 205 STREET LLC to BROADVIEW CAPITAL LLC$1,700,000
2023-10-20Agreement $1,700,000 — from E 205 STREET LLC to BROADVIEW CAPITAL LLC$1,700,000
2023-10-20Mortgage $331,000 — from E 205 STREET LLC to BROADVIEW CAPITAL LLC$331,000
2023-10-20Mortgage assigned — from BAYPORT FUNDING LLC to BROADVIEW CAPITAL LLC, ISAOA/ATIMA
2023-10-20Mortgage assigned — from WEBSTER BUSINESS CREDIT, AS AGENT to BAYPORT FUNDING LLC
2023-10-20Mortgage assigned — from WEBSTER BUSINESS CREDIT, AS AGENT to BAYPORT FUNDING LLC
2023-10-20Mortgage assigned — from BAYPORT FUNDING LLC to BROADVIEW CAPITAL LLC, ISAOA/ATIMA
2023-10-20Mortgage assigned — from WEBSTER BUSINESS CREDIT, AS AGENT to BAYPORT FUNDING LLC
2023-10-20Mortgage assigned — from BAYPORT FUNDING LLC to BROADVIEW CAPITAL LLC, ISAOA/ATIMA
2023-03-29HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2023-03-16HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2022
2022-11-21HPD class B: § 27-2005, 2007 ADM CODE FIRE EGRESS DEFECTIVE. REMOVE OBSTRUCTING BARS OR UNLAWFUL GATES FROM AT LEAST 1 WINDOW OR PROVIDE APPROVED TYPE GA
2022-11-21HPD class B: § 27-2026, 2027 HMC: PROPERLY REPAIR THE SOURCE AND ABATE THE EVIDENCE OF A WATER LEAK AT CEILING IN THE 12th ROOM FROM NORTH LOCATED AT APT
2022-11-21HPD class A: § 27-2013 ADM CODE PAINT WITH LIGHT COLORED PAINT TO THE SATISFACTION OF THIS DEPARTMENT ALL PEELING PAINT SURFACES IN THE 1st BATHROOM FROM
2022-11-11311: PAINT/PLASTER — WALL
2022-11-11311: PAINT/PLASTER — WALL
2022-11-11311: PLUMBING — BATHTUB/SHOWER
2022-11-11311: GENERAL — VENTILATION SYSTEM
2022-11-11Tenant complaint: PAINT/PLASTER — WALL
2022-11-11Tenant complaint: GENERAL — VENTILATION SYSTEM
2022-11-03HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2022-11-03HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2022-08-17311: Abandoned Vehicle — With License Plate
2022-07-31HPD class A: § 27-2005 HMC: POST, IN A FORM APPROVED BY THE COMMISSIONER, AND MAINTAIN A NOTICE IN A COMMON AREA OF THE BUILDING REGARDING THE PROCEDURES
2022-07-31HPD class A: § 27-2104 ADM CODE POST AND MAINTAIN A PROPER SIGN ON WALL OF ENTRANCE STORY SHOWING THE REGISTRATION NUMBER ASSIGNED BY THE DEPARTMENT AND
2022-07-31HPD class A: § 329, M/D LAW AND DEPT. RULES AND REGS. PROVIDE A COMPLETED CERTIFICATE OF INSPECTION VISITS IN A PROPER FRAME AT OR NEAR MAILBOXES, BOTTOM
2022-07-31HPD class C: § 27-2005, 27-2007, 27-2041.1 HMC: REPLACE OR REPAIR THE SELF-CLOSING DOORS THAT IS MISSING OR DEFECTIVE AT BUILDING ENTRANCE , 1st STORY
2022-07-31HPD class A: § 26-1103 ADMIN. CODE: POST AND MAINTAIN A PROPER NOTICE ON WALL OF THE ENTRANCE STORY IN ENGLISH AND SPANISH ON THE AVAILABILITY OF THE AGE
2022-07-31HPD class A: § 27-2045 ADM CODE POST A PROPER NOTICE OF SMOKE DETECTOR REQUIREMENTS, IN A FORM APPROVED BY THE COMMISSIONER, AT OR NEAR THE MAIL BOX AT P
2022-07-31HPD class C: § 27-2033 ADM CODE POST NOTICE, IN FORM APPROVED BY THE DEPARTMENT, STATING THE NAME AND LOCATION OF THE PERSON DESIGNATED BY THE OWNER TO H
2022-07-31HPD class A: § 27-2046.1 HMC: POST A PROPER NOTICE OF CARBON MONOXIDE DETECTING DEVICE REQUIREMENTS, IN A FORM APPROVED BY THE COMMISSIONER, IN A COMMON
2022-07-27Mortgage assigned — from BAYPORT FUNDING LLC to WEBSTER BUSINESS CREDIT CORPORATION
2022-05-31Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2022-04-06Job filed: Filed to obtain Certificate of Occupancy for 209 East 205th Street BIN 2092510. No Work under this application, work performed under BIS job 240283304$100
2022-04-06Job filed: Filed to obtain Certificate of Occupancy. No Work under this application, work performed under BIS job 240283313.$100
2022-03-08HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2022-03-08HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2022-02-17HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2022-02-17HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2022-01-18311: General Construction/Plumbing — Failure To Maintain
2022-01-18DOB complaint, category ?
2021
2021-12-10Mortgage $100,000 — from E 205 STREET LLC to BAYPORT FUNDING LLC$100,000
2021-11-16Mortgage $65,000 — from E 205 STREET LLC to BAYPORT FUNDING LLC$65,000
2021-09-13Job filed: SUBDIVISION OF TAX LOT.
2021-09-13Job filed: SUBDIVISION OF TAX LOT.
2021-09-13Job filed: SUBDIVISION OF TAX LOT.
2021-05-13Permit EW — ISSUED
2021-05-13Permit EW — ISSUED
2021-04-26Mortgage assigned — from BAYPORT FUNDING LLC to WEBSTER BUSINESS CREDIT CORPORATION
2021-04-26Mortgage $250,000 — from E 205 STREET LLC to BAYPORT FUNDING LLC$250,000
2021-04-26AL&R $250,000 — from E 205 STREET LLC to BAYPORT FUNDING LLC$250,000
2021-04-16HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2021-04-16HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2021-04-02HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2021-04-02HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2020
2020-12-16311: General Construction/Plumbing — Cons - Contrary/Beyond Approved Plans/Permits
2020-12-16DOB complaint, category ?
2020-12-10311: Real Time Enforcement — Work Without A Permit - Occupied Multiple Dwelling
2020-12-10DOB complaint, category ?
2020-10-20Permit EW — ISSUED
2020-10-13Deed $1,060,000 — from CIACCIO, WILLIAM to E 205 STREET LLC$1,060,000
2020-10-13Mortgage $954,000 — from E 205 STREET LLC to BAYPORT FUNDING LLC$954,000
2020-10-13Mortgage assigned — from BAYPORT FUNDING LLC to WEBSTER BUSINESS CREDIT CORPORATION
2020-09-25Permit EW — ISSUED
2020-09-18Sold for $1,060,000$1,060,000
2020-08-24Job filed: INTERIOR RENOVATION OF EXISTING APARTMENTS. WORK INCLUDES INSTALLATION/REPLACEMENT OF FLOORS AND CEILINGS, MINOR PARTITION WORK AS PER PLANS SUBMITTED$215,000
2020-08-24Job filed: INTERIOR RENOVATION OF EXISTING APARTMENTS. WORK INCLUDES INSTALLATION/REPLACEMENT OF FLOORS AND CEILINGS, MINOR PARTITION WORK AS PER PLANS SUBMITTED$215,000
2020-08-24Job filed: INTERIOR RENOVATION OF EXISTING APARTMENTS. WORK INCLUDES INSTALLATION/REPLACEMENT OF FLOORS AND CEILINGS, MINOR PARTITION WORK AS PER PLANS SUBMITTED$215,000
2015-06-11311: Derelict Vehicle — With License Plate
2015-06-10311: Derelict Vehicle — With License Plate
2015-05-11Rodent inspection: Passed
2015-04-15Rodent inspection: Failed for Other Reason
2015-02-04HPD class I: SECTION27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE ?27-2097 AND IS THER
2014
2014-10-29Rodent inspection: Passed
2014-05-20Rodent inspection: Passed
2013
2013-10-08Rodent inspection: Passed
2013-06-26HPD class B: SECTION 27-2040 ADM CODE PROVIDE ADEQUATE LIGHTING AT OR NEAR THE OUTSIDE OF THE FRONT ENTRANCEWAY OF THE BUILDING AND KEEP SAME BURNING FRO
2013-06-26HPD class B: SECTION 27-2040 ADM CODE PROVIDE ADEQUATE LIGHTING AT OR NEAR THE OUTSIDE OF THE FRONT ENTRANCEWAY OF THE BUILDING AND KEEP SAME BURNING FRO
2013-05-30Rodent inspection: Passed
2012
2012-09-20Rodent inspection: Passed
2011
2011-09-15Rodent inspection: Passed
2010
2010-08-26Rodent inspection: Passed
2010-03-09311: New Tree Request — For One Address
2009
2009-11-23DOB complaint, category ?
2000
2000-01-10Permit EW — ISSUED
2000-01-10Permit EW — ISSUED
2000-01-04Job filed: REPLACE BOILER AND BURNER.THIS IS AN EME RGENCY INSTALLATION THAT WAS FI ED ON A PRA APPLICATION.
2000-01-04Job filed: REPLACE BOILER AND BURNER.THIS IS AN EME RGENCY INSTALLATION THAT WAS FI ED ON A PRA APPLICATION.
1992
1992-08-03Permit EW — ISSUED
1992-08-03Permit EW — ISSUED
1992-08-03Permit EW — ISSUED
1985
1985-01-31Deed — from ETTARI, MARY to ETTARI, NANCY; CIACCIO, WILLIAM