The city's published records show little recorded distress here in the last three years. Less recorded distress than 54% of 6-24-unit residential buildings citywide. The citywide median for 6-24-unit residential buildings is 16.3 penalty
points per 10 units; this building carries 14. In ZIP 11233, 51% of residential buildings hold an A and
14% grade D or F.
How grades work
this building
A
B
C
Among 46,798 6-24-unit residential buildings citywide · left is less recorded distress, right is more
Open with the city right now
Open HPD violations
3 total — 2 class C (immediately hazardous), 1 class B, 0 class A. Oldest open since 2015-02-01.
status snapshot refreshed weekly from HPD records
Patterns
No heat or hot-water complaints in the last three years.
No bedbug-infested units reported in the last three years of filings.
What 311 hears from this address
12 service requests in the last three years. Most common: Noise (7) · UNSANITARY CONDITION (2) · Abandoned Vehicle (2) · Snow or Ice (1).
Filed construction activity
No permitted work with a declared cost filed in the last decade. Permit
costs cover filed construction work only — they do not capture routine maintenance or repairs done
without a permit.
Rent-stabilization signals
No
Built before 1974 (1996)
Yes
Six or more residential units (12)
No
421-a / J-51 tax benefit on the current tax roll
1 of 3 signals present. Only a partial profile — stabilization is possible but less likely. The definitive answer for any unit:
request its rent history from NYS Homes & Community Renewal (free, at hcr.ny.gov).
Registered with HPD — the names behind the building
Registered owner(s)
SUMPTER COURT CONDOMINIUM
Head officer
Nadia Ormsby
Managing agent
MHR MANAGEMENT INC.
Last registered
2025-08-26
as filed by the owner in the building's HPD registration
What the city thinks it's worth
Tax year
City market value
Assessed value
2025
$104,723
$47,125
2026
$158,603
$71,372
2027
$122,671
$55,202
The city's market estimate has risen
17% between tax years 2025 and 2027.
For property tax, the Department of Finance values this condo
as if it were a rental building. Its 2023 estimate: gross income $334,456 a year
($21.81 per sq ft), operating expenses $156,724
($10.22 per sq ft), net operating income $177,733. These are the
city's estimates from comparable rentals, not the building's actual budget, rents or maintenance
charges.
Building systems
Heating fuel
NATURALGAS
Flood exposure
Not in the FEMA 1%-annual-chance floodplain (2015 preliminary maps).
Not in a hurricane evacuation zone.
Not in the city's stormwater (cloudburst) flood maps under any modeled scenario.
1 street-flooding or sewer-backup complaints at this address since
2010 (0 in the last three years).
Sources: FEMA flood maps (coastal), NYC DEP Stormwater Flood Maps
(cloudburst), NYC hurricane evacuation zones, and 311 records for this address.
Getting around
Subway
Rockaway Av — C · 700 ft straight-line (about a 3-minute walk) · station accessibility: none Chauncey St — J Z · 0.3 mi straight-line (about a 7-minute walk) · station accessibility: none
Bus
Nearest boarding stop: Thomas S Boyland St / MacDougal St — B7 · 200 ft
Citi Bike
Thomas S. Boyland St & Marion St · 400 ft · station location as of 2026-09-23; live availability
School zones (2024–25 map)
Elementary: Elementary schools in this district are not zoned. Confirm with the DOE's school search.
Distances are straight-line, not walking routes. Transit locations from the MTA and
Citi Bike, bike facilities from NYC DOT, school zones from the DOE's 2024–25 maps.
12 311 service requests from this address in the last three years.
311 will ask for the address, the apartment if the problem is inside, and what's wrong.
Contact details are optional for most complaints; food-poisoning reports can be anonymous. Complaints
appear in the city's public 311 data, usually within a day or two, and then in the Live from 311 box
on this page.
2024-11-29HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2024-09-23Mortgage satisfied — from JOHNSON, BRENDA to HSBC BANK USA, N.A.; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS; REPUBLIC CONSUMER LENDING G
2024-09-09Mortgage satisfied — from NORDIN, ANITA R; VAUX, EDWARD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS; CITIBANK
2024-08-28Deed $700,000 — from VAUX, EDWARD; NORDIN, ANITA R to ROWELL, REBECCA$700,000
2024-08-12Sold for $700,000$700,000
2024-04-19ECB CLASS - 2 violation: FAILURE TO MAINTAIN BUILDING & PARTS THEREOF IN A CODE COMPLIANT MANNER: ATOI PEELING PAINT, BROKEN & MISSING CLOSET & BEDROOM DOO
2024-04-02CORRD — from ARUGULA LLC to NORDIN, ANITA R; VAUX, EDWARD
2023-10-11Mortgage assigned — from FIRST REPUBLIC BANK SAN FRANCISCO CA; FEDERAL DEPOSIT INSURANCE CORPORATION; JPMORGAN CHAS to JPMORGAN CHASE BANK NATIONAL ASSOCIATION
2023-09-12Mortgage satisfied — from WHITFIELD, LORREN V to NYC COMMISSIONER OF SOCIAL SERVICES
2023-07-24311: Residential Disposal Complaint — Waste Left in Front of Other Residence
2023-07-04311: Noise — Noise: Construction Before/After Hours (NM1)
2023-03-31Bedbug filing: 0 infested units
2023-03-29HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2023-02-07Agreement $409,000 — from PRAT, LULU L; PRAT, BRIGITTE L to WELLS FARGO BANK NA$409,000
2023-02-07Mortgage $9,162 — from PRAT, BRIGITTE L; PRAT, LULU L to WELLS FARGO BANK NA$9,162
2022
2022-11-14HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2021-11-22311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2021-11-09Deed — from 3215 AVENUE H 10L LLC to 246 SUMPTER STREET 3C LLC
2021-11-08311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2021-10-29Deed transfer (nominal price)
2021-10-06311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2021-10-03311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2021-10-03311: Missed Collection — Trash
2021-09-29311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2021-09-16311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2021-09-15311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2021-09-12311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2021-07-27311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2021-06-24Deed $399,900 — from PNC BANK NATIONAL ASSOCIATION to 3215 AVENUE H 10L LLC$399,900
2021-05-05Sold for $399,900$399,900
2021-04-17Bedbug filing: 0 infested units
2021-04-16HPD class A: (A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPD
2021-03-23311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2020-09-11Deed — from GREVLER, RUSSELL; GREVLER, KIM to GREVLER, RUSSELL
2020-09-09Deed transfer (nominal price)
2020-08-26311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2020-06-16Mortgage $25,000 — from ORMSBY, NADIA to BETHPAGE FEDERAL CREDIT UNION$25,000
2020-04-28Bedbug filing: 0 infested units
2019
2019-12-03311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2019-11-08DOB violation LBLVIO: VIOLATION ISSUED FOR FAILURE TO FILE ANNUAL BOILER 2017 INSPECTION REPORT
2019-11-04HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2019-11-01Mortgage satisfied — from MARTIN, CHERYL to CITY OF NEW YORK
2019-10-08Deed $446,160 — from MTGLQ INVESTORS, LP to LIU, SINHOI$446,160
2019-10-08Mortgage $352,000 — from LIU, SINHOI to FIRST REPUBLIC BANK$352,000
2019-09-30Sold for $446,160$446,160
2019-08-21Mortgage satisfied — from ORMSBY, NADIA to WELLS FARGO BANK, N.A.
2019-07-31Mortgage $180,000 — from ORMSBY, NADIA to MERS$180,000
2019-06-07311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2019-03-23311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2019-02-05Eviction executed (UNIT 3C)
2019-01-22Mortgage $484,000 — from VAUX, EDWARD; NORDIN, ANITA R to MERS$484,000
2019-01-22Deed $605,000 — from ARUGULA LLC to VAUX, EDWARD; NORDIN, ANITA R$605,000
2019-01-14Sold for $605,000$605,000
2018
2018-10-24HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2018-07-05311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2018-05-18311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2018-02-20311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2018-02-16PAT — from GREVLER, KIM to KEVELSON, IRA Z
2018-02-16Mortgage $480,000 — from GREVLER, RUSSELL; GREVLER, KIM to MERS$480,000
2018-02-16PAT — from GREVLER, RUSSELL to KEVELSON, IRA Z
2018-02-16Deed $600,000 — from CITEAU, ELSA to GREVLER, RUSSELL; GREVLER, KIM$600,000
2018-02-12Sold for $600,000$600,000
2018-01-31Deed $550,000 — from ARUGULA LLC to PRAT, LULU L; PRAT, BRIGITTE L$550,000
2018-01-31TL&R — from ARUGULA LLC to POURTAVOOSI, YAHYA
2018-01-31Mortgage satisfied — from ARUGULA LLC to POURTAVOOSI, YAHYA
2018-01-31Mortgage $440,000 — from PRAT, LULU L; PRAT, BRIGITTE L to WELLS FARGO BANK, N.A$440,000
2018-01-26Sold for $550,000$550,000
2017
2017-11-21Mortgage $200,000 — from ARUGULA LLC to POURTAVOOSI, YAHYA$200,000
2017-11-21AL&R $200,000 — from ARUGULA LLC to POURTAVOOSI, YAHYA$200,000
2017-10-31Deed $255,379 — from NAIMAN ESQ, STEVEN Z to PNC BANK NATIONAL ASSOCIATION$255,379
2017-07-21HPD class A: § 27-2005 HMC: POST, IN A FORM APPROVED BY THE COMMISSIONER, AND MAINTAIN A NOTICE IN A COMMON AREA OF THE BUILDING REGARDING THE PROCEDURES
2017-07-21HPD class A: § 27-2104 ADM CODE POST AND MAINTAIN A PROPER SIGN ON WALL OF ENTRANCE STORY SHOWING THE REGISTRATION NUMBER ASSIGNED BY THE DEPARTMENT AND
2017-07-21HPD class C: § 27-2033 ADM CODE POST NOTICE, IN FORM APPROVED BY THE DEPARTMENT, STATING THE NAME AND LOCATION OF THE PERSON DESIGNATED BY THE OWNER TO H
2017-07-21HPD class A: § 27-2046.1 HMC: POST A PROPER NOTICE OF CARBON MONOXIDE DETECTING DEVICE REQUIREMENTS, IN A FORM APPROVED BY THE COMMISSIONER, IN A COMMON
2017-07-21HPD class A: § 27-2045 ADM CODE POST A PROPER NOTICE OF SMOKE DETECTOR REQUIREMENTS, IN A FORM APPROVED BY THE COMMISSIONER, AT OR NEAR THE MAIL BOX (MIS
2017-07-21HPD class A: § 26-1103 ADMIN. CODE: POST AND MAINTAIN A PROPER NOTICE ON WALL OF THE ENTRANCE STORY IN ENGLISH AND SPANISH ON THE AVAILABILITY OF THE AGE
2017-07-21HPD class A: § 329, M/D LAW AND DEPT. RULES AND REGS. PROVIDE A COMPLETED CERTIFICATE OF INSPECTION VISITS IN A PROPER FRAME AT OR NEAR MAILBOXES, BOTTOM
2017-07-21HPD class B: § 27-2005 ADM CODE REPLACE WITH NEW THE BROKEN OR DEFECTIVE GLASS PANE IN THE OUTER BUILDING ENTRANCE DOOR AT PUBLIC HALL, 1st STORY
2017-07-21HPD class B: § 27-2005, 2007 ADM CODE AND DEPT. RULES AND REGULATIONS. REMOVE THE ENCUMBRANCE OBSTRUCTING EGRESS FROM FIRE ESCAPES CONSISTING OF FLOWER P
2017-07-15311: HEAT/HOT WATER — ENTIRE BUILDING
2017-07-15Tenant complaint: HEAT/HOT WATER — ENTIRE BUILDING
2017-06-29Deed $1,000 — from STEWART ESQ, LEONARD to MTGLQ INVESTORS LP$1,000
2017-06-29Sold for $255,379$255,379
2017-05-04Sold for $1,000$1,000
2017-04-05311: HEAT/HOT WATER — ENTIRE BUILDING
2017-04-05Tenant complaint: HEAT/HOT WATER — ENTIRE BUILDING
2017-01-31Mortgage $136,000 — from ORMSBY, NADIA to WELLS FARGO BANK, N.A.$136,000
2017-01-31Deed $195,000 — from MARTIN, CHERYL to ORMSBY, NADIA$195,000
2017-01-30Mortgage satisfied — from MARTIN, CHERYL to ARGENT SECURITIES INC ASSET-BACKED PASS-; DEUTSCHE BANK NATIONAL TRUST COMPANY; ARGENT MOR
2017-01-18Sold for $195,000$195,000
2017-01-17311: HEAT/HOT WATER — ENTIRE BUILDING
2017-01-17311: HEAT/HOT WATER — ENTIRE BUILDING
2017-01-17311: HEAT/HOT WATER — APARTMENT ONLY
2017-01-17Tenant complaint: HEAT/HOT WATER — ENTIRE BUILDING
2017-01-17Tenant complaint: HEAT/HOT WATER — ENTIRE BUILDING
2017-01-17Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2017-01-16311: HEAT/HOT WATER — APARTMENT ONLY
2017-01-16311: HEAT/HOT WATER — ENTIRE BUILDING
2017-01-16Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2017-01-16Tenant complaint: HEAT/HOT WATER — ENTIRE BUILDING
2016
2016-10-31Agreement $130,398 — from LEWIS, PAULA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS; HSBC BANK USA, N.A.$130,398
2016-10-31Mortgage $5,642 — from LEWIS, PAULA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS; HSBC BANK USA, N.A.$5,642
2016-10-31Mortgage assigned — from MORTGAGE ELECTRONIC REGISTRATION SYSTEMS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS
2016-09-28Mortgage $50,000 — from WHITFIELD, LORREN to NYC COMMISSIONER OF SOCIAL SERVICES$50,000
2015
2015-09-15Deed $99,800 — from ESTATE OF VERDELL THORNTON; PAUL, ADMINISTRATOR, VALERIE to ARUGULA, LLC$99,800
2015-07-30Mortgage satisfied — from THORTON, VERDELL to THE CITY OF NEW YORK
2015-07-15Mortgage satisfied — from THORNTON, VERDELL; THORNTON, PERRY C to THE CITY OF NEW YORK
2015-07-13Mortgage satisfied — from THORNTON, VERDELL; THORNTON, PERRY C to REPUBLIC CONSUMER LENDING GROUP, INC; HSBC BANK USA, N.A.
2015-07-02Deed — from COHEN, SHARON to ARUGULA, LLC
2015-06-16Deed $395,000 — from MONROE 719 LLC to NOVICK, AVIVA$395,000
2015-06-16Mortgage $197,500 — from NOVICK, AVIVA to WELLS FARGO BANK NA$197,500
2015-06-11Mortgage satisfied — from BOURNE, JOY to THE CITY OF NEW YORK
2015-06-08Mortgage satisfied — from BOURNE, JOY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS
2015-05-22Deed $195,000 — from BOURNE, JOY to COHEN, SHARON$195,000
2015-03-21Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2015-02-01HPD class C: § 27-2033 ADM CODE PROVIDE READY ACCESS TO BUILDINGS HEATING SYSTEM (DOOR LOCKED) AT BASEMENT
2015-02-01HPD class C: § 27-2033 ADM CODE POST NOTICE, IN FORM APPROVED BY THE DEPARTMENT, STATING THE NAME AND LOCATION OF THE PERSON DESIGNATED BY THE OWNER TO H
2015-02-01HPD class B: § 27-2046.1, 2046.2 HMC: PROVIDE AN APPROVED AND OPERATIONAL CARBON MONOXIDE DETECTING DEVICE, INSTALLED IN ACCORDANCE WITH APPLICABLE LAW A
2015-02-01HPD class C: § 27-2031 ADM CODE PROVIDE HOT WATER AT ALL HOT WATER FIXTURES IN THE ENTIRE APARTMENT LOCATED AT APT 1B, 1st STORY, 2nd APARTMENT FROM EAST
2015-02-01HPD class C: § 27-2029 ADM CODE PROVIDE AN ADEQUATE SUPPLY OF HEAT FOR THE APARTMENT IN THE ENTIRE APARTMENT LOCATED AT APT 1B, 1st STORY, 2nd APARTMENT
2015-01-29311: HEAT/HOT WATER — APARTMENT ONLY
2015-01-29Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2014
2014-12-23311: Water System — Dirty Water (WE)
2014-11-26311: HEAT/HOT WATER — APARTMENT ONLY
2014-11-26Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2014-05-22Mortgage assigned — from THE BANK OF NEW YORK MELLON TRUST COMPAN to THE BANK OF NEW YORK MELLON TRUST COMPAN
2014-05-22Mortgage satisfied — from THOMPSON, JACOB to THE BANK OF NEW YORK MELLON TRUST COMPAN
2014-05-15Mortgage satisfied — from HARRIS, ANNMARIE to NYC COMMISSIONER OF SOCIAL SERVICES
2014-05-13Mortgage assigned — from SECRETARY OF HOUSING AND URBAN DEVELOPME to U.S. BANK TRUST NATIONAL ASSOCIATION, TR; SRMOF II 2012-1 TRUST
2014-05-13Mortgage satisfied — from HAMMOND, KEVIN E to THE CITY OF NEW YORK
2014-05-09Mortgage assigned — from SECRETARY OF HOUSING AND URBAN DEVELOPME to US BANK TRUST NATIONAL ASSOCIATION; SRMOF II 20121 TRUST
2014-05-09Deed $150,000 — from HARRIS, ANN MARIE; ROBINSON, PAUL to CITEAU, ELSA$150,000
2014-05-09Mortgage satisfied — from HARRIS, ANNMARIE; ROBINSON, PAUL to US BANK TRUST NATIONAL ASSOCIATION; SRMOF II 20121 TRUST
2014-05-09Mortgage assigned — from SECRETARY OF HOUSING AND URBAN DEVELOPME to SECRETARY OF HOUSING AND URBAN DEVELOPME
2014-03-24PAT — from THE SECRETARY OF HOUSING AND URBAN DEVEL to SELENE FINANCE LP
2014-03-17Mortgage satisfied — from THOMPSON, JACOB to THE CITY OF NY DEPT OF HOUSING PRESERVAT
2014-03-13Mortgage satisfied — from THOMPSON, JACOB to NYC COMMISSIONER OF SOCIAL SERVICES
2014-02-11Deed $165,000 — from THOMPSON, JACOB to MONROE 719, LLC$165,000
2014-01-15Mortgage $200,000 — from THOMPSON, JACOB to NYC COMMISSIONER OF SOCIAL SERVICES$200,000
2013
2013-12-31Tenant complaint: HEATING — HEAT RELATED
2013-11-25Tenant complaint: HEATING — HEAT RELATED
2013-11-19Mortgage assigned — from JPMorgan Chase Bank, National Associatio to Secretary of Housing and Urban Developme
2013-10-09Mortgage assigned — from MORTGAGE ELECTRONIC REGISTRATION SYSTEMS; HSBC BANK USA, N.A. to HSBC BANK USA, N.A.
2013-10-09Mortgage assigned — from HSBC MORTGAGE CORPORATION (USA); REPUBLIC CONSUMER LENDING GROUP, INC. to HSBC BANK USA, N.A.; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS
2013-06-20311: HEATING — HEAT
2013-06-20Tenant complaint: HEATING — HEAT RELATED
2013-03-01DOB violation LBLVIO: VIOLATION ISSUED FOR FAILURE TO FILE ANNUAL BOILER 2011 INSPECTION REPORT
2013-02-21Mortgage assigned — from THE BANK OF NEW YORK MELLON to THE BANK OF NEW YORK MELLON
2012
2012-12-31311: HEATING — HEAT
2012-10-22311: HEATING — HEAT
2012-10-22Tenant complaint: HEATING — HEAT RELATED
2012-10-19311: HEATING — HEAT
2012-10-19311: HEATING — HEAT
2012-10-19Tenant complaint: HEATING — HEAT RELATED
2012-10-19Tenant complaint: HEATING — HEAT RELATED
2012-10-18311: HEATING — HEAT
2012-10-18Tenant complaint: HEATING — HEAT RELATED
2012-09-20Mortgage $3,295 — from MURILLO, CESAR P to WELLS FARGO BANK, N.A.$3,295
2012-09-20Agreement $197,300 — from MURILLO, CESAR P to WELLS FARGO BANK, N.A.$197,300
2012-09-07Mortgage assigned — from HSBC MORTGAGE CORPORATION (USA) to HSBC BANK USA, N.A.
2012-04-16Mortgage assigned — from MORTGAGE ELECTRONIC REGISTRATION SYSTEMS to JPMORGAN CHASE BANK, N.A.
2012-03-05311: HEATING — HEAT
2012-03-05Tenant complaint: HEATING — HEAT RELATED
2012-02-29311: HEATING — HEAT
2012-02-29Tenant complaint: HEATING — HEAT RELATED
2011-09-27Mortgage assigned — from REPUBLIC CONSUMER LENDING GROUP, INC.; HSBC MORTGAGE CORPORATION (USA) to HSBC BANK USA, N.A.; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS
2011-09-26Mortgage assigned — from MERS to HSBC BANK USA, N.A.
2011-09-22Mortgage assigned — from HSBC MORTGAGE CORPORATION (USA); REPUBLIC CONSUMER LENDING GROUP, INC. to HSBC BANK USA, N.A.; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS
2011-08-16Mortgage assigned — from REPUBLIC CONSUMER LENDING GROUP, INC.; HSBC MORTGAGE CORPORATION (USA) to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS; HSBC BANK USA, N.A.