A modest record — below the level that usually signals systemic problems. More recorded distress than 82% of 1-5-unit residential buildings citywide. The citywide median for 1-5-unit residential buildings is 0 penalty
points per 10 units; this building carries 10. In ZIP 11212, 56% of residential buildings hold an A and
14% grade D or F.
How grades work
this building
A
C
Among 699,345 1-5-unit residential buildings citywide · left is less recorded distress, right is more
Open with the city right now
Open HPD violations
33 total — 4 class C (immediately hazardous), 26 class B, 3 class A. Oldest open since 2005-05-30.
status snapshot refreshed weekly from HPD records
Patterns
No heat or hot-water complaints in the last three years.
No bedbug-infested units reported in the last three years of filings.
What 311 hears from this address
1 service requests in the last three years. Most common: Dirty Condition (1).
Filed construction activity
No permitted work with a declared cost filed in the last decade. Permit
costs cover filed construction work only — they do not capture routine maintenance or repairs done
without a permit.
Rent-stabilization signals
Yes
Built before 1974 (1899)
No
Six or more residential units (2)
No
421-a / J-51 tax benefit on the current tax roll
1 of 3 signals present. Only a partial profile — stabilization is possible but less likely. The definitive answer for any unit:
request its rent history from NYS Homes & Community Renewal (free, at hcr.ny.gov).
Registered with HPD — the names behind the building
Registered owner(s)
PHH Mortgage Corporation
Head officer
Colleen McEntee
Managing agent
Guardian Asset Management
Last registered
2024-11-07
as filed by the owner in the building's HPD registration
What the city thinks it's worth
Tax year
City market value
Assessed value
2025
$806,000
$48,360
2026
$892,000
$53,520
2027
$880,000
$52,800
The city's market estimate has risen
9% between tax years 2025 and 2027.
Flood exposure
Not in the FEMA 1%-annual-chance floodplain (2015 preliminary maps).
Hurricane evacuation zone 6 of 6 — zone 1 evacuates first.
Not in the city's stormwater (cloudburst) flood maps under any modeled scenario.
No street-flooding or sewer-backup complaints on record at this address.
Sources: FEMA flood maps (coastal), NYC DEP Stormwater Flood Maps
(cloudburst), NYC hurricane evacuation zones, and 311 records for this address.
Getting around
Subway
Saratoga Av — 3 · 0.2 mi straight-line (about a 6-minute walk) · station accessibility: none
Bus
Nearest boarding stop: Saratoga Av / Blake Av — B7 · 100 ft
Citi Bike
Legion St & Blake Ave · 250 ft · station location as of 2026-09-23; live availability
School zones (2024–25 map)
Elementary: Elementary schools in this district are not zoned. Confirm with the DOE's school search.
Distances are straight-line, not walking routes. Transit locations from the MTA and
Citi Bike, bike facilities from NYC DOT, school zones from the DOE's 2024–25 maps.
1 311 service request from this address in the last three years.
311 will ask for the address, the apartment if the problem is inside, and what's wrong.
Contact details are optional for most complaints; food-poisoning reports can be anonymous. Complaints
appear in the city's public 311 data, usually within a day or two, and then in the Live from 311 box
on this page.
Most recent mortgage recorded against this lot: $648,600 on
2026-03-23 (lender: Investor Mortgage Finance, LLC) (recorded via MERS). Face amount at recording — it may have since been paid
down, refinanced or satisfied. View the recorded
document.
Date
Record
Amount
Per res. unit
2026-03-23
Mortgage $648,600 — from 646 SARATOGA LLC to INVESTOR MORTGAGE FINANCE, LLC; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS
$648,600
2025-12-01
Deed $550,000 — from GLORIA M. OJEDA, EXECUTOR; ESTATE OF GILBERT RIVERA A/K/A GILBERTO to 646 SARATOGA LLC
$550,000
2025-11-05
Sold for $550,000
$550,000
$275,000
2006-04-14
Mortgage $438,000 — from RIVERA, GILBERT to ARGENT MORTGAGE COMPANY, LLC
$438,000
2006-04-14
Deed $490,000 — from NORMAN, PAMELA to RIVERA, GILBERT
$490,000
2005-08-19
Mortgage $345,000 — from NORMAN, PAMELA to MERS
$345,000
2004-07-27
Mortgage $307,000 — from NORMAN, PAMELA to ARGENT MORTGAGE COMP.
$307,000
2002-04-16
Mortgage $240,000 — from NORMAN, PAMELA to HOMECOMINGS FINANCIAL NETWORK INC; MORTGAGE ELECTRONICREGISTRATION SYSTEMS
$240,000
2000-10-04
Mortgage $125,000 — from MILLS, BERNARD A to AMERICAN MORTGAGE EXPRESS CORP
$125,000
1987-05-07
Mortgage $33,750 — from MILLS, VETA I; MILLS, BERNARD A to CITY OF NEW YORK
$33,750
Ten-year activity
1050
2017
2018
2019
8
2020
2021
2022
2023
2024
2025
2026
Housing & tenantsOwnership & money
Show as table
Year
Housing & tenants
Ownership & money
Total
2017
0
0
0
2018
0
0
0
2019
1
0
1
2020
8
0
8
2021
5
0
5
2022
4
0
4
2023
1
0
1
2024
0
0
0
2025
1
3
4
2026
0
1
1
This record is free. Keeping it free costs money. Servers, data pipelines, weekends. Pay what you want — a dollar helps.
Mortgage $648,600 — from 646 SARATOGA LLC to INVESTOR MORTGAGE FINANCE, LLC; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS
2025-12-01
Deed $550,000 — from GLORIA M. OJEDA, EXECUTOR; ESTATE OF GILBERT RIVERA A/K/A GILBERTO to 646 SARATOGA LLC
2025-11-24
HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2025-11-20
Mortgage satisfied — from RIVERA, GILBERT; ARGENT MORTGAGE COMPANY, LLC to FKA NEW PENN FINANCIAL LLC; PHH MORTGAGE CORPORATION; MORTGAGE PASS THROUGH CERTIFICATES;
2025-11-05
Sold for $550,000
The full timeline
2026
2026-03-23Mortgage $648,600 — from 646 SARATOGA LLC to INVESTOR MORTGAGE FINANCE, LLC; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS$648,600
2025
2025-12-01Deed $550,000 — from GLORIA M. OJEDA, EXECUTOR; ESTATE OF GILBERT RIVERA A/K/A GILBERTO to 646 SARATOGA LLC$550,000
2025-11-24HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2025-11-20Mortgage satisfied — from RIVERA, GILBERT; ARGENT MORTGAGE COMPANY, LLC to FKA NEW PENN FINANCIAL LLC; PHH MORTGAGE CORPORATION; MORTGAGE PASS THROUGH CERTIFICATES;
2025-11-05Sold for $550,000$550,000
2023
2023-10-28311: Dirty Condition — Trash
2022
2022-11-16311: Dirty Condition — Trash
2022-08-08311: Dirty Condition — Dog Waste
2022-06-27311: Illegal Dumping — Removal Request
2022-01-20311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2020-03-13HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2020-03-11HPD class B: § 27-2046.1 HMC: REPAIR OR REPLACE THE CARBON MONOXIDE DETECTING DEVICE(S). MISSING IN THE ENTIRE APARTMENT LOCATED AT APT 2, 2nd STORY
2020-03-11HPD class C: § 27-2073 ADM CODE - PROVIDE AN ADEQUATE SUPPLY OF GAS TO THE FIXTURES AT RANGE IN THE KITCHEN LOCATED AT APT 2, 2nd STORY
2020-03-11HPD class C: § 27-2031 ADMIN. CODE: PROVIDE HOT WATER AT ALL HOT WATER FIXTURES IN THE ENTIRE APARTMENT LOCATED AT APT 2, 2nd STORY
2020-03-10311: HEAT/HOT WATER — APARTMENT ONLY
2020-03-10311: GENERAL — COOKING GAS
2020-03-10Tenant complaint: HEAT/HOT WATER — APARTMENT ONLY
2020-03-10Tenant complaint: GENERAL — COOKING GAS
2019
2019-09-22311: Request Large Bulky Item Collection — Request Large Bulky Item Collection
2010-08-31HPD class B: § 27-2018 ADMIN. CODE: ABATE THE NUISANCE CONSISTING OF MICE IN THE ENTIRE APARTMENT LOCATED AT APT 1, 1st STORY
2010-08-31HPD class B: § 27-2046.1, 2046.2 HMC: PROVIDE AN APPROVED AND OPERATIONAL CARBON MONOXIDE DETECTING DEVICE, INSTALLED IN ACCORDANCE WITH APPLICABLE LAW A
2010-08-30HPD class B: § 27-2018 ADMIN. CODE: ABATE THE NUISANCE CONSISTING OF MICE IN THE ENTIRE APARTMENT LOCATED AT APT 1, 1st STORY
2010-08-30HPD class B: § 27-2046.1, 2046.2 HMC: PROVIDE AN APPROVED AND OPERATIONAL CARBON MONOXIDE DETECTING DEVICE, INSTALLED IN ACCORDANCE WITH APPLICABLE LAW A
2010-08-30HPD class B: § 27-2005 ADMIN. CODE: PROPERLY SECURE THE LOOSE LIGHT FIXTURE AT CEILING IN THE KITCHEN LOCATED AT APT 1, 1st STORY
2010-08-30HPD class B: HMC ADM CODE: § 27-2018.4 ABATE THE NUISANCE CONSISTING OF VERMIN WATER BUGS IN THE ENTIRE APARTMENT LOCATED AT APT 1, 1st STORY
2010-08-29311: APPLIANCE — REFRIGERATOR
2010-08-29311: NONCONST — VERMIN
2010-08-29311: APPLIANCE — ELECTRIC/GAS-RANGE
2010-08-29311: NONCONST — VERMIN
2010-08-29Tenant complaint: APPLIANCE — ELECTRIC/GAS RANGE
2010-08-27HPD class B: § 27-2005 ADMIN. CODE: PROPERLY REPAIR THE BROKEN OR DEFECTIVE PILOT AT GASRANGE IN THE KITCHEN LOCATED AT APT 1, 1st STORY, APARTMENT AT WE
2010-08-27HPD class B: § 27-2046.1, 2046.2 HMC: PROVIDE AN APPROVED AND OPERATIONAL CARBON MONOXIDE DETECTING DEVICE, INSTALLED IN ACCORDANCE WITH APPLICABLE LAW A
2010-08-26311: NONCONST — VERMIN
2010-08-26311: NONCONST — VERMIN
2010-08-26311: PLUMBING — TOILET
2010-08-26311: APPLIANCE — ELECTRIC/GAS-RANGE
2010-08-26Tenant complaint: PLUMBING — TOILET
2010-08-26Tenant complaint: APPLIANCE — ELECTRIC/GAS RANGE
2010-08-26Tenant complaint: NONCONST — VERMIN
2010-08-26Tenant complaint: NONCONST — VERMIN
2010-08-25HPD class B: § 27-2018 ADMIN. CODE: ABATE THE NUISANCE CONSISTING OF ROACHES IN THE ENTIRE APARTMENT LOCATED AT APT 1, 1st STORY
2010-08-25HPD class A: § 27-2005 ADMIN. CODE: REFIT THE DOOR AT SOUTH WALL IN THE 1st ROOM FROM NORTH LOCATED AT APT 1, 1st STORY
2010-08-25HPD class B: § 27-2046.1, 2046.2 HMC: PROVIDE AN APPROVED AND OPERATIONAL CARBON MONOXIDE DETECTING DEVICE, INSTALLED IN ACCORDANCE WITH APPLICABLE LAW A
2010-08-25HPD class B: § 27-2005 ADMIN. CODE: PROPERLY REPAIR WITH SIMILAR MATERIAL THE BROKEN OR DEFECTIVE WOOD FRAME TO DOOR AT NORTHWALL IN THE KITCHEN LOCATED
2010-08-24311: PLUMBING — TOILET
2010-08-24311: NONCONST — VERMIN
2010-08-24311: APPLIANCE — ELECTRIC/GAS-RANGE
2010-08-24Tenant complaint: NONCONST — VERMIN
2010-08-24Tenant complaint: APPLIANCE — ELECTRIC/GAS RANGE
2010-08-24Tenant complaint: PLUMBING — TOILET
2010-08-23311: PLUMBING — TOILET
2010-08-23311: APPLIANCE — ELECTRIC/GAS-RANGE
2010-08-23311: NONCONST — VERMIN
2010-08-23Tenant complaint: PLUMBING — TOILET
2010-08-23Tenant complaint: APPLIANCE — ELECTRIC/GAS RANGE
2010-08-23Tenant complaint: NONCONST — VERMIN
2010-02-13311: HEATING — HEAT
2010-02-13311: HEATING — HEAT
2010-02-13Tenant complaint: HEATING — HEAT RELATED
2010-02-13Tenant complaint: HEATING — HEAT RELATED
2009
2009-12-29Tenant complaint: GENERAL — DOORS
2009-12-29Tenant complaint: APPLIANCE — ELECTRIC/GAS RANGE
2009-12-29Tenant complaint: NONCONST — VERMIN
2009-12-29Tenant complaint: ELECTRIC — WIRING
2009-12-29Tenant complaint: ELECTRIC — WIRING
2009-12-29Tenant complaint: ELECTRIC — WIRING
2009-12-29Tenant complaint: HEATING — HEAT RELATED
2009-12-29Tenant complaint: PLUMBING — BASIN/SINK
2009-12-11HPD class B: § 27-2026 ADMIN. CODE: REPAIR THE LEAKY AND/OR DEFECTIVE FAUCETS AT BASIN/SINK IN THE KITCHEN LOCATED AT APT 2, 2nd STORY
2009-12-11HPD class A: § 27-2005 ADMIN. CODE: REPLACE WITH NEW THE BROKEN OR DEFECTIVE REFRIGERATOR GASKET IN THE KITCHEN LOCATED AT APT 2, 2nd STORY
2009-12-11HPD class B: § 27-2026 ADMIN. CODE: REMOVE ALL OBSTRUCTIONS AND REPAIR ALL DEFECTS IN THE BATHTUB IN THE BATHROOM LOCATED AT APT 2, 2nd STORY
2009-12-11HPD class B: § 27-2005 ADMIN. CODE: REPLACE WITH NEW THE MISSING ELECTRICAL OUTLETS COVER PLATE IN THE ENTIRE APARTMENT LOCATED AT APT 2, 2nd STORY
2009-09-29Tenant complaint: HEATING — HEAT RELATED
2009-07-15HPD class B: § 27-2005 ADMIN. CODE: PROPERLY REPAIR THE BROKEN OR DEFECTIVE BUILDING ENTRANCE DOOR LOCK AT PUBLIC HALL, 1st STORY
2009-07-14Tenant complaint: GENERAL — DOORS
2009-04-15Tenant complaint: HEATING — HEAT RELATED
2009-04-14Tenant complaint: HEATING — HEAT RELATED
2009-03-04HPD class B: § 27-2005 ADMIN. CODE: REPLACE WITH NEW THE MISSING ELECTRIC SWITCH COVER PLATE IN THE ENTIRE APARTMENT LOCATED AT APT 2FL, 2nd STORY
2009-03-02Tenant complaint: HEATING — HEAT RELATED
2009-02-28Tenant complaint: ELECTRIC — WIRING
2009-02-28Tenant complaint: GENERAL — LOCKS
2009-02-28Tenant complaint: APPLIANCE — ELECTRIC/GAS RANGE
2009-02-28Tenant complaint: ELECTRIC — WIRING
2009-02-28Tenant complaint: HEATING — HEAT RELATED
2009-02-05Tenant complaint: HEATING — HEAT RELATED
2009-01-27HPD litigation: Heat and Hot Water
2009-01-22Tenant complaint: HEATING — HEAT RELATED
2009-01-21HPD class B: § 27-2046.1, 2046.2 HMC: PROVIDE AN APPROVED AND OPERATIONAL CARBON MONOXIDE DETECTING DEVICE, INSTALLED IN ACCORDANCE WITH APPLICABLE LAW A
2009-01-21HPD class B: § 27-2005 ADMIN. CODE: REPLACE WITH NEW THE MISSING ELECTRIC LIGHT SWITCH COVERS AT SOUTH AND WEST WALLS, IN THE 3rd ROOM FROM EAST AT SOUTH
2009-01-21HPD class B: § 27-2005 ADMIN. CODE: ABATE THE NUISANCE CONSISTING OF EXPOSED ELECTRICAL WIRES AT WEST WALL, IN THE 2nd ROOM FROM EAST LOCATED AT APT 1, 1
2009-01-16Tenant complaint: HEATING — HEAT RELATED
2009-01-03Tenant complaint: HEATING — HEAT RELATED
2009-01-03HPD class B: § 27-2005 ADMIN. CODE: REPLACE WITH NEW THE BROKEN OR DEFECTIVE ELECTRIC SWITCH COVER AT THE SOUTH WALL IN THE 3rd ROOM FROM EAST LOCATED AT
2009-01-03HPD class B: HMC ADM CODE: § 27-2018.4 ABATE THE NUISANCE CONSISTING OF VERMIN MICE IN THE ENTIRE APARTMENT LOCATED AT APT 1, 1st STORY, 1st APARTMENT FR
2009-01-03HPD class C: § 27-2005 ADMIN. CODE: REMOVE THE ILLEGAL FASTENING DOUBLE CYLINDER KEY OPERATED LOCK AT THE APT ENTRANCE DOOR LOCATED AT APT 1, 1st STORY,
2009-01-03HPD class B: § 27-2005 ADMIN. CODE: PROPERLY REPAIR THE BROKEN OR DEFECTIVE LOCK ASSEMBLY AT ENTRANCE DOOR TO BUILDING
2009-01-03HPD class B: § 27-2005 ADMIN. CODE: REPLACE WITH NEW THE MISSING ELECTRIC OUTLET COVER AT THE WEST WALL IN THE 3rd ROOM FROM EAST LOCATED AT APT 1, 1st S
2009-01-03HPD class B: § 27-2046.1, 2046.2 HMC: PROVIDE AN APPROVED AND OPERATIONAL CARBON MONOXIDE DETECTING DEVICE, INSTALLED IN ACCORDANCE WITH APPLICABLE LAW A
2009-01-03HPD class B: § 27-2026 ADMIN. CODE: REMOVE ALL OBSTRUCTIONS AND REPAIR ALL DEFECTS IN WASH BASIN IN THE BATHROOM LOCATED AT APT 1, 1st STORY, 1st APARTME
2009-01-03HPD class A: § 27-2005 ADMIN. CODE: REPAIR THE BROKEN OR DEFECTIVE PLASTERED SURFACES AND PAINT IN UNIFORM COLOR WEST WALL IN THE 2nd ROOM FROM EAST LOCA
2008
2008-12-20Tenant complaint: HEATING — HEAT RELATED
2008-12-11Tenant complaint: HEATING — HEAT RELATED
2008-12-08Tenant complaint: HEATING — HEAT RELATED
2007
2007-10-16Mortgage assigned — from ARGENT MORTGAGE COMPANY to US BANK NATIONAL ASSOCIATION
2006
2006-07-10Mortgage satisfied — from NORMAN, PAMELA to MERS-MORTGAGE ELECTRONIC REGISTRATION SY; WALL STREET MORTGAGE BANKERS
2006-04-14Mortgage $438,000 — from RIVERA, GILBERT to ARGENT MORTGAGE COMPANY, LLC$438,000
2006-04-14Deed $490,000 — from NORMAN, PAMELA to RIVERA, GILBERT$490,000
2005
2005-08-19Mortgage $345,000 — from NORMAN, PAMELA to MERS$345,000
2005-07-14Mortgage satisfied — from NORMAN, PAMELA to ARGENT MORTGAGE COMPANY, LLC.
2005-05-30HPD class C: § 27-2005 ADMIN. CODE: PROVIDE TEMPORARY RESEAL WINDOW CELLAR AT NORTHWEST.
2005-05-30HPD class C: § 27-2005 ADMIN. CODE: PROPERLY REPAIR WITH SIMILAR MATERIAL THE BROKEN OR DEFECTIVE - ERODED WOOD MEMBERS, FLOOR AND CEILING OF OPEN PORCH
2005-05-30HPD class C: § 27-2010, 2011, 2012 ADMIN. CODE: REMOVE THE ACCUMULATION OF REFUSE AND/OR RUBBISH AND MAINTAIN IN A CLEAN CONDITION THE - REAR YARD AND FR
2004
2004-10-14Mortgage satisfied — from NORMAN, PAMELA to MERS AS NOMINEE FOR HOMCOMINGS FINANCIAL
2004-07-27Mortgage $307,000 — from NORMAN, PAMELA to ARGENT MORTGAGE COMP.$307,000
2002
2002-04-19Mortgage satisfied — from MILLS, BERNARD A; MILLS, VETA I to AMERICAN MORTGAGE EXPRESS CORPORATION
2002-04-19Mortgage assigned — from AMERICAN MORTGAGE EXPRESS CORP to HOUSEHOLD FINANCE CORPORATION
2002-04-16Mortgage $240,000 — from NORMAN, PAMELA to HOMECOMINGS FINANCIAL NETWORK INC; MORTGAGE ELECTRONICREGISTRATION SYSTEMS $240,000
2002-04-16Mortgage satisfied — from MILLS, BERNARD A; MILLS, VETA I to CITY OF NEW YORK
2002-04-16Deed — from MILLS, BERNARD A; MILLS, VETA I to NORMAN, PAMELA
2002-04-16PAT — from MILLS, VETA I to MILLS, BERNARD A
2000
2000-10-04Mortgage $125,000 — from MILLS, BERNARD A to AMERICAN MORTGAGE EXPRESS CORP$125,000
1994
1994-09-21Permit PL — ISSUED
1994-08-04Permit AL — ISSUED
1990
1990-01-31DOB complaint, category ?
1987
1987-05-07Mortgage $33,750 — from MILLS, VETA I; MILLS, BERNARD A to CITY OF NEW YORK$33,750
1987-05-07Deed — from CITY OF NEW YORK to MILLS, BERNARD A; MILLS, VETA I
1986
1986-05-28Deed — from COMMISSIONER OF FINANCE; COMMISSIONER OF FINANCE to CITY OF NEW YORK; CITY OF NEW YORK
1986-05-28Deed — from COMMISSIONER OF FINANCE; COMMISSIONER OF FINANCE to CITY OF NEW YORK; CITY OF NEW YORK
1977
1977-10-21Deed — from FINANCE ADMINISTRATOR OF CITY OF NY; FINANCE ADMIN OF CITY OF NY; FINANCE ADMINISTRATOR OF to CITY OF NEW YORK; THE CITY OF NEWYORK; TH ECITY OF NEW YORK; THE CITY OF NEW YORK; CITY OF
1974
1974-06-25Deed — from CENTRAL BKLYN MODEL CITIES HOUSING DVLPM to CBMC HOUSING DVLPMENT CO INC
1974-06-25Deed — from SECY OF HOUSING & URBAN DVLPMENT WASH DC to CBMC HOUSING DVLPMENT CO INC
1972
1972-03-30Deed — from SECRETARY OF HOUSING & URBAN DEVELOPMENT to CENTRAL BKLYN MODEL CITIES IN TRUST FOR; CENTRAL BKLYN MODEL CITIES HOUSING DEVEL
1969
1969-11-26Deed — from MANCH INC to SECRETARY OF HOUSING & URBAN DEVELOPMENT
1969-01-16Deed — from SILLS CHARLES E DEFENDANT ETAL; MCGRATH FRANCIS A REFEREE to MANCH INC
1968
1968-12-16Deed — from MYNESTY CORP to SILLS CHARLES F; SILLS ANNIE M
1968-03-05Mortgage assigned — from EASTERN SERVICE CORP to MANCH INC
1968-01-31Mortgage assigned — from MYNESTY CORP to WOHLGEMUTH RALPH
1968-01-31Mortgage — from SILLS CHARLES E; SILLS ANNIE MAE to EASTERN SERVICE CORP