A modest record — below the level that usually signals systemic problems. More recorded distress than 82% of 1-5-unit residential buildings citywide. The citywide median for 1-5-unit residential buildings is 0 penalty
points per 10 units; this building carries 10. In ZIP 11207, 62% of residential buildings hold an A and
13% grade D or F.
How grades work
this building
A
C
Among 699,345 1-5-unit residential buildings citywide · left is less recorded distress, right is more
Open with the city right now
Open HPD violations
1 total — 1 class C (immediately hazardous), 0 class B, 0 class A. Oldest open since 2025-11-24.
status snapshot refreshed weekly from HPD records
Patterns
No heat or hot-water complaints in the last three years.
No bedbug-infested units reported in the last three years of filings.
What 311 hears from this address
No 311 service requests from this address in the last three years.
Filed construction activity
No permitted work with a declared cost filed in the last decade. Permit
costs cover filed construction work only — they do not capture routine maintenance or repairs done
without a permit.
Rent-stabilization signals
Yes
Built before 1974 (1930)
No
Six or more residential units (2)
No
421-a / J-51 tax benefit on the current tax roll
1 of 3 signals present. Only a partial profile — stabilization is possible but less likely. The definitive answer for any unit:
request its rent history from NYS Homes & Community Renewal (free, at hcr.ny.gov).
Registered with HPD — the names behind the building
Registered owner(s)
PHH Mortgage Corporation
Head officer
Colleen McEntee
Managing agent
Guardian Asset Management
Last registered
2024-10-04
as filed by the owner in the building's HPD registration
What the city thinks it's worth
Tax year
City market value
Assessed value
2025
$894,000
$53,640
2026
$946,000
$56,760
2027
$880,000
$52,800
The city's market estimate has fallen
2% between tax years 2025 and 2027.
Flood exposure
Not in the FEMA 1%-annual-chance floodplain (2015 preliminary maps).
Hurricane evacuation zone 5 of 6 — zone 1 evacuates first.
Not in the city's stormwater (cloudburst) flood maps under any modeled scenario.
No street-flooding or sewer-backup complaints on record at this address.
Sources: FEMA flood maps (coastal), NYC DEP Stormwater Flood Maps
(cloudburst), NYC hurricane evacuation zones, and 311 records for this address.
Getting around
Subway
Van Siclen Av — 3 · 0.2 mi straight-line (about a 6-minute walk) · station accessibility: none Van Siclen Av — C · 0.2 mi straight-line (about a 6-minute walk) · station accessibility: none
Bus
Nearest boarding stop: Sutter Av / Miller Av — B14 · 450 ft
Citi Bike
Bradford St & Sutter Ave · 600 ft · station location as of 2026-09-23; live availability
Distances are straight-line, not walking routes. Transit locations from the MTA and
Citi Bike, bike facilities from NYC DOT, school zones from the DOE's 2024–25 maps.
311 will ask for the address, the apartment if the problem is inside, and what's wrong.
Contact details are optional for most complaints; food-poisoning reports can be anonymous. Complaints
appear in the city's public 311 data, usually within a day or two, and then in the Live from 311 box
on this page.
Most recent mortgage recorded against this lot: $475,000 on
2025-10-09 (recorded via MERS, the industry registry; the lender is not named on the record). Face amount at recording — it may have since been paid
down, refinanced or satisfied. View the recorded
document.
Date
Record
Amount
Per res. unit
2025-10-09
Mortgage $475,000 — from 428-218 PROPERTIES, LLC to MERS
$475,000
2025-03-21
AL&R $445,500 — from 428-218 PROPERTIES, LLC to NY TOWER CAPITAL LLC
$445,500
2025-03-21
Mortgage $445,500 — from 428-218 PROPERTIES, LLC to NY TOWER CAPITAL LLC
$445,500
2003-07-11
Mortgage $169,000 — from TOPONWEY, EMMANUEL to ARGENT MORTGAGE COMPANY,LLC
$169,000
1998-03-04
Mortgage $148,000 — from TOPONWEY, EMANUEL to FHB FUNDING CORP
$148,000
1995-09-28
Mortgage $104,000 — from TOPONWEY, EMANUEL to NEW JERSEY MORTGAGE& INVESTMENT CORP
$104,000
1994-12-20
Mortgage $73,000 — from TOPONWEY, EMANUEL to CITYSCAPE CORP
$73,000
1990-12-13
Mortgage $63,000 — from TOPONWEY, EMANUEL to SENSIBLE MORTGAGE CO
$63,000
1990-05-15
Mortgage $35,000 — from TOPONWEY, EMANUEL to STERLING RESOURCES LTD
$35,000
Ten-year activity
20100
2017
2018
2019
2020
2021
2022
2023
2024
15
2025
2026
Housing & tenantsOwnership & moneyHealth & systems
Show as table
Year
Housing & tenants
Ownership & money
Health & systems
Total
2017
0
0
0
0
2018
0
0
0
0
2019
0
0
1
1
2020
0
0
0
0
2021
1
2
0
3
2022
0
0
0
0
2023
1
2
0
3
2024
0
0
0
0
2025
1
14
0
15
2026
0
0
0
0
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HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2025-10-21
Mortgage assigned — from NY TOWER CAPITAL LLC to LENDING ASSETS LLC
2025-10-21
AALR — from NY TOWER CAPITAL LLC to LENDING ASSETS LLC
2025-10-21
Mortgage assigned — from WEBSTER BUSINESS CREDIT CORPORATION to NY TOWER CAPITAL LLC
2025-10-21
Mortgage assigned — from LENDING ASSETS LLC to AXOS BANK
The full timeline
2025
2025-11-24HPD class I: §27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE
2025-10-21Mortgage assigned — from NY TOWER CAPITAL LLC to LENDING ASSETS LLC
2025-10-21AALR — from NY TOWER CAPITAL LLC to LENDING ASSETS LLC
2025-10-21Mortgage assigned — from WEBSTER BUSINESS CREDIT CORPORATION to NY TOWER CAPITAL LLC
2025-10-21Mortgage assigned — from LENDING ASSETS LLC to AXOS BANK
2025-10-09Mortgage assigned — from WEBSTER BUSINESS CREDIT CORPORATION to NY TOWER CAPITAL LLC
2025-10-09Mortgage $475,000 — from 428-218 PROPERTIES, LLC to MERS$475,000
2025-10-09Mortgage satisfied — from 428-218 PROPERTIES LLC to NY TOWER CAPITAL LLC
2025-10-09TL&R — from 428-218 PROPERTIES LLC to NY TOWER CAPITAL LLC
2025-03-21Deed — from TOKPONWEY, MAWULEKUMI to 428-218 PROPERTIES, LLC
2025-03-21Mortgage assigned — from NY TOWER CAPITAL LLC to WEBSTER BUSINESS CREDIT CORPORATION
2025-03-21AL&R $445,500 — from 428-218 PROPERTIES, LLC to NY TOWER CAPITAL LLC$445,500
2025-03-21Mortgage $445,500 — from 428-218 PROPERTIES, LLC to NY TOWER CAPITAL LLC$445,500
2025-01-27Mortgage satisfied — from TOPONWEY, EMMANUEL to PHH MORTGAGE CORPORATION; AMERIQUEST MORTGAGE SECURITIES INC; DEUTSCHE BANK NATIONAL TRUST
2025-01-13Deed transfer (nominal price)
2023
2023-09-26Deed — from TOKPONWEY, MAWULEKUMI to TOKPONWEY, MAWULEKUMI
2021-06-11Deed — from GIFTY TOKPONWEY, AS EXECUTOR; THE ESTATE OF EMMANUEL TOPONWEY to TOKPONWEY, GIFTY
2021-05-14Deed transfer (nominal price)
2019
2019-04-17Rodent inspection: Passed
2015
2015-04-16HPD class B: § 27-2005 ADMIN. CODE: PROPERLY REPAIR WITH SIMILAR MATERIAL THE BROKEN OR DEFECTIVE CERAMIC TILE FLOOR IN THE BATHROOM LOCATED AT APT FL2,
2015-04-16HPD class B: § 27-2005 ADMIN. CODE: PROPERLY REPAIR THE BROKEN OR DEFECTIVE DOOR FRAME IN THE ENTRANCE LOCATED AT APT FL2, 2nd STORY
2015-04-16HPD class B: § 27-2018 ADMIN. CODE: ABATE THE NUISANCE CONSISTING OF MICE IN THE ENTIRE APARTMENT LOCATED AT APT FL2, 2nd STORY
2015-04-16HPD class A: § 27-2005 ADMIN. CODE: REFIT UPPER AND LOWER WINDOW SASHES IN THE KITCHEN LOCATED AT APT FL2, 2nd STORY
2015-04-16HPD class B: § 27-2005 ADMIN. CODE: REPAIR THE BROKEN OR DEFECTIVE PLASTERED SURFACES AND PAINT IN UNIFORM COLOR WEST WALL IN THE 2nd ROOM FROM NORTH AT
2010-08-25HPD class C: § 27-2005 ADMIN. CODE: REPAIR THE ROOF SO THAT IT WILL NOT LEAK OVER CEILING IN THE 1st ROOM FROM EAST AT NORTH LOCATED AT APT 2FL, 2nd STOR
2010-08-25HPD class C: § 27-2005 ADMIN. CODE: REPAIR THE BROKEN OR DEFECTIVE PLASTERED SURFACES AND PAINT IN UNIFORM COLOR CEILING IN THE 1st ROOM FROM EAST AT NOR
2009-02-24Mortgage assigned — from CITI RESIDENTIAL LENDING INC. to DEUTSCHE BANK NATIONAL TRUST COMPANY
2004
2004-04-12Mortgage satisfied — from TOPONWEY, EMANUEL to FHB FUNDING CORP.
2003
2003-07-11Mortgage $169,000 — from TOPONWEY, EMMANUEL to ARGENT MORTGAGE COMPANY,LLC$169,000
2000
2000-04-07Mortgage assigned — from IMC MORTGAGE COMPANY to THE CHASE MANHATTANBANK
1999
1999-07-06ECB Non-Hazardous violation: RESIDENCE ALTERED FOROCCUPANCY AS A DWELLING FOR MORE THAN THE LEGALLY APPROVED NUMBER OF FAMILIES DEPT OF BLDG RECORDS MULTI AGEN$800
1999-06-28ECB Hazardous violation: OCCUPANCY CONTRARY TO THAT ALLOWED BY THE CERTIFIATE OF OCCUPANCY OR BLDG DEPARTMENT RECORDS 2 FAMILY PRIVATE DWELLING OCCUPIED A$800
1999-06-23DOB complaint, category ?
1998
1998-08-24Mortgage satisfied — from TOPONWEY, EMANUEL to NEW JERSEY MORTGAGE& INVESTMENT CORP
1998-08-24Mortgage assigned — from NEW JERSEY MORTGAGEAND INVESTMENT CORP to FIRST NATIONAL BANKOF BOSTON
1998-03-04Mortgage $148,000 — from TOPONWEY, EMANUEL to FHB FUNDING CORP$148,000
1996
1996-09-24Mortgage assigned — from NEW JERSEY MORTGAGEAND INVESTMENT CORP. to FIRST NATIONAL BANKOF BOSTON
1996-01-22Mortgage satisfied — from TOPONWEY, EMANUEL to CITYSCAPE CORP
1996-01-22Mortgage assigned — from CITYSCAPE CORP to FIRST NATIONAL BANKOF BOSTON
1995
1995-09-28Mortgage $104,000 — from TOPONWEY, EMANUEL to NEW JERSEY MORTGAGE& INVESTMENT CORP$104,000
1995-09-28Deed — from TOKPONWEY, GIFTY to TOPONWEY, EMANUEL
1995-04-26Mortgage satisfied — from TOPONWEY, EMANUEL to SENSIBLE MORTGAGE COMPANY
1995-04-20Deed — from TOPOWEY, EMMANUEL to TOKPONWEY, GIFTY
1994
1994-12-20Mortgage $73,000 — from TOPONWEY, EMANUEL to CITYSCAPE CORP$73,000
1992
1992-10-15Mortgage assigned — from SENSIBLE MTGE CO to ALLIANCE FUNDING COMPANY
1992-10-15Mortgage assigned — from ALLIANCE FUNDING COMPANY to CHEMICAL BANK/TRUSTEE
1991
1991-04-11Mortgage satisfied — from TOPONWEY, EMANUEL to STERLING RESOURCES LTD
1990
1990-12-13Mortgage $63,000 — from TOPONWEY, EMANUEL to SENSIBLE MORTGAGE CO$63,000
1990-11-30Mortgage satisfied — from TOPONWEY, EMANUEL; TOPONWEY, GEORGETTE to CHASE MANHATTAN BANKNA
1990-05-15Mortgage $35,000 — from TOPONWEY, EMANUEL to STERLING RESOURCES LTD$35,000
1990-05-14Mortgage assigned — from STERLING RESOURCES LTD to LANDMARK FINANCIAL SERV
1990-02-16Deed — from TOPONWEY, EMANUEL; TOPONWEY, GEORGETTE to TOPONWEY, EMANUEL
1978
1978-10-06Mortgage assigned — from FEDL NATAL MTGEE ASSN to SECY OF HOUSING & URBAN DVLPT
1968
1968-07-25Mortgage assigned — from EASTERN SERVICE CORP to FEDERAL NATIONAL MTGE ASSN
1968-07-18Mortgage assigned — from CHASE MANHATTAN BANK NA to EASTERN SERVICE CORP
1968-07-09Mortgage assigned — from DIME SAVS BANK OF WILLIAMSBURGH to EASTERN SERVICE CORP
1968-06-21Mortgage — from TOPONWEY GEORGETTE; TOPONWEY EMANUEL to CHASE MANHATTAN BANK NA