1,115 recorded events, 1976–2026, from 20 city data systems. The city's paper trail here is mostly 315 HPD housing violations, 286 311 service requests, 267 HPD complaints.
Full record, year by year Support this site
A modest record — below the level that usually signals systemic problems. More recorded distress than 75% of 25-99-unit residential buildings citywide. The citywide median for 25-99-unit residential buildings is 23.6 penalty points per 10 units; this building carries 84.9. In ZIP 10457, 34% of residential buildings hold an A and 24% grade D or F. How grades work
Among 17,252 25-99-unit residential buildings citywide · left is less recorded distress, right is more
| Open HPD violations | 208 total — 43 class C (immediately hazardous), 124 class B, 41 class A. Oldest open since 2008-09-13. |
| Pending HPD litigation | 2 case(s) pending in housing court |
status snapshot refreshed weekly from HPD records
12 heat or hot-water complaints in the last three years (winter 2023–24: 2 · winter 2024–25: 8). Repeated winter clusters suggest a chronic heating problem.
No bedbug-infested units reported in the last three years of filings.
82 service requests in the last three years. Most common: WATER LEAK (15) · Derelict Vehicles (9) · PAINT/PLASTER (9) · UNSANITARY CONDITION (8) · HEAT/HOT WATER (6) · Noise (6).
No permitted work with a declared cost filed in the last decade. Permit costs cover filed construction work only — they do not capture routine maintenance or repairs done without a permit.
| Yes | Built before 1974 (1941) |
| Yes | Six or more residential units (56) |
| No | 421-a / J-51 tax benefit on the current tax roll |
2 of 3 signals present. This is the classic profile of a rent-stabilized building (pre-1974, 6+ units) — many units in such buildings remain stabilized. The definitive answer for any unit: request its rent history from NYS Homes & Community Renewal (free, at hcr.ny.gov).
| Registered owner(s) | 495 East 178th Street HDFC |
| Head officer | YVETTE MENCIA |
| Managing agent | Finger Management Realty LLC |
| Last registered | 2025-08-13 |
as filed by the owner in the building's HPD registration
| Tax year | City market value | Assessed value |
|---|---|---|
| 2025 | $2,616,000 | $1,177,200 |
| 2026 | $2,642,000 | $1,188,900 |
| 2027 | $3,017,000 | $1,357,650 |
The city's market estimate has risen 15% between tax years 2025 and 2027.
Tax exemptions on the roll: COLD WAR VETERAN - DISABILITY
For property tax, the Department of Finance values this co-op as if it were a rental building. Its 2022 estimate: gross income $965,449 a year ($17.51 per sq ft), operating expenses $600,442 ($10.89 per sq ft), net operating income $365,007. These are the city's estimates from comparable rentals, not the building's actual budget, rents or maintenance charges.
| Energy grade (LL33) | D — ENERGY STAR score 5/100, posted at the entrance by law (2022 disclosure cycle) |
| Heating fuel | NO4FUEL |
| Facade (Local Law 11) | No Report Filed (cycle 9) |
Not in the FEMA 1%-annual-chance floodplain (2015 preliminary maps).
Not in a hurricane evacuation zone.
Not in the city's stormwater (cloudburst) flood maps under any modeled scenario.
No street-flooding or sewer-backup complaints on record at this address.
Sources: FEMA flood maps (coastal), NYC DEP Stormwater Flood Maps (cloudburst), NYC hurricane evacuation zones, and 311 records for this address.
| Subway | Tremont Av — B D · 0.4 mi straight-line (about a 12-minute walk) · station accessibility: full |
| Bus | Nearest boarding stop: 3 Av / East Tremont Av — Bx15 · 500 ft |
| Citi Bike | E 178 St & Monterey Ave · 650 ft · station location as of 2026-09-23; live availability |
| School zones (2024–25 map) | Elementary: P.S. 023 The New Children's School Middle: J.H.S. 118 William W. Niles. Confirm with the DOE's school search. |
Distances are straight-line, not walking routes. Transit locations from the MTA and Citi Bike, bike facilities from NYC DOT, school zones from the DOE's 2024–25 maps.
495 East 178 Street
| Heat or hot water | Heat or hot water |
| Apartment maintenance | Apartment maintenance |
| Bed bugs | Bed bugs |
| Residential pests | Residential pests |
| Rats or mice | Rats or mice |
| Anything else | Anything else |
82 311 service requests from this address in the last three years — 6 of them about heat or hot water.
311 will ask for the address, the apartment if the problem is inside, and what's wrong. Contact details are optional for most complaints; food-poisoning reports can be anonymous. Complaints appear in the city's public 311 data, usually within a day or two, and then in the Live from 311 box on this page.
Managed by FINGER MANAGEMENT REALTY LLC — 117 buildings, 3,532 units. Grades across the portfolio: A79 · B31 · C6 · D1. See the whole portfolio
showing 60 of 117 buildings
Most recent mortgage recorded against this lot: $800,000 on 2018-11-20 (lender: National Cooperative Bank, N.A.). Face amount at recording — it may have since been paid down, refinanced or satisfied. View the recorded document.
| Date | Record | Amount | Per res. unit |
|---|---|---|---|
| 2026-08-25 | RPTT&RET $105,000 — from 495 EAST 178TH STREET HDFC to ALCALA, MAVERICK; ALCALA, MARTINA | $105,000 | |
| 2026-08-17 | Sold for $105,000 | $105,000 | $1,875 |
| 2026-03-27 | RPTT $145,000 — from SABOTIC, ASAD; SABOTIC, SAMIRA to SANTANA, EMILY | $145,000 | |
| 2025-09-10 | RPTT&RET $110,000 — from 495 EAST 178 STREET HDFC to GUZMAN, YANILDA A | $110,000 | |
| 2025-09-03 | Sold for $110,000 | $110,000 | $1,964 |
| 2025-06-16 | RPTT&RET $70,000 — from 495 E 178TH STREET HDFC to BOYD, ANGELA; BRACEY, HERBERT GLEN | $70,000 | |
| 2025-05-30 | Sold for $70,000 | $70,000 | $1,250 |
| 2025-03-18 | RPTT&RET $90,000 — from 495 EAST 178 STREET HOUSING DEVELOPMENT to BETANCES MARTINEZ, JOSE JUNIOR | $90,000 | |
| 2025-03-18 | RPTT&RET $50,000 — from 495 EAST 178 STREET HOUSING DEV. FUND CO to SANTILLANA, ZAVIER | $50,000 | |
| 2025-03-07 | Sold for $145,000 | $145,000 | $2,589 |
| 2025-02-14 | Sold for $50,000 | $50,000 | $893 |
| 2025-02-13 | Sold for $90,000 | $90,000 | $1,607 |
| 2024-07-30 | RPTT&RET $72,000 — from BROWN FLOWERS, HELEN G to GOMEZ, LUIS G | $72,000 | |
| 2024-07-19 | Sold for $72,000 | $72,000 | $1,286 |
| 2024-06-10 | RPTT&RET $50,516 — from ESTATE OF KOJO AYESU; KWESI PETERS A/K/A KWESI OWUSU PETERS AS to 495 EAST 178 STREET HOUSING DEVELOPMENT | $50,516 |
| Year | Enforcement | Housing & tenants | Ownership & money | Health & systems | Total |
|---|---|---|---|---|---|
| 2017 | 1 | 19 | 6 | 5 | 31 |
| 2018 | 2 | 81 | 11 | 2 | 96 |
| 2019 | 1 | 15 | 4 | 2 | 22 |
| 2020 | 0 | 56 | 0 | 3 | 59 |
| 2021 | 1 | 45 | 3 | 6 | 55 |
| 2022 | 5 | 74 | 6 | 1 | 86 |
| 2023 | 0 | 80 | 1 | 7 | 88 |
| 2024 | 1 | 47 | 6 | 9 | 63 |
| 2025 | 0 | 150 | 11 | 3 | 164 |
| 2026 | 7 | 44 | 3 | 1 | 55 |
Every one of the 1,115 recorded events, 1976–2026, is laid out year by year in the full report (print-ready).
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